{"id":2355,"date":"2019-03-29T15:26:07","date_gmt":"2019-03-29T14:26:07","guid":{"rendered":"https:\/\/www.hbs-sa.com\/?page_id=2355"},"modified":"2026-03-25T14:22:14","modified_gmt":"2026-03-25T13:22:14","slug":"team","status":"publish","type":"page","link":"https:\/\/www.hbs-sa.com\/en\/profile\/team\/","title":{"rendered":"team"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-67hgyff-02ec10b08032df03784bff3efd8ad5be\">\n.avia-section.av-67hgyff-02ec10b08032df03784bff3efd8ad5be{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/03\/lavaux.jpg);\nbackground-position:50% 0%;\nbackground-attachment:scroll;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-67hgyff-02ec10b08032df03784bff3efd8ad5be main_color avia-section-no-padding avia-no-border-styling  avia-builder-el-0  el_before_av_submenu  avia-builder-el-first  avia-full-stretch avia-bg-style-scroll av-minimum-height av-minimum-height-custom av-height-custom  container_wrap fullsize'  data-section-bg-repeat='stretch' data-av_minimum_height_px='400'><div class='container av-section-cont-open' style='height:400px'><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-2355'><div class='entry-content-wrapper clearfix'>\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><div class='clear'><\/div><div id='sub_menu1'  class='av-submenu-container av-65zf0ez-c4153de149589dee46984ebf595f72fb footer_color  avia-builder-el-1  el_after_av_section  el_before_av_section  av-sticky-submenu submenu-not-first container_wrap fullsize' style='z-index:301' ><div class='container av-menu-mobile-disabled av-submenu-pos-center'><ul id=\"menu-who-we-are-en\" class=\"av-subnav-menu\" role=\"menu\"><li role=\"menuitem\" id=\"menu-item-1897\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-1\"><a href=\"https:\/\/www.hbs-sa.com\/en\/profile\/history\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">history<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-2361\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-2\"><a href=\"https:\/\/www.hbs-sa.com\/en\/profile\/team\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">team<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<li role=\"menuitem\" id=\"menu-item-1899\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-top-level menu-item-top-level-3\"><a href=\"https:\/\/www.hbs-sa.com\/en\/profile\/values\/\" itemprop=\"url\" tabindex=\"0\"><span class=\"avia-bullet\"><\/span><span class=\"avia-menu-text\">values<\/span><span class=\"avia-menu-fx\"><span class=\"avia-arrow-wrap\"><span class=\"avia-arrow\"><\/span><\/span><\/span><\/a><\/li>\n<\/ul><\/div><\/div><div class='sticky_placeholder'><\/div>\n<div id='av_section_2'  class='avia-section av-61up57v-94f9f2ed4f7efdc5ff586e31ad6e6a2c alternate_color avia-section-small avia-no-border-styling  avia-builder-el-2  el_after_av_submenu  el_before_av_section  avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-2355'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-60f5ndn-2730e5e23c6c88719c590a5b5a4eda42\">\n.flex_column.av-60f5ndn-2730e5e23c6c88719c590a5b5a4eda42{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-60f5ndn-2730e5e23c6c88719c590a5b5a4eda42 av_one_full  avia-builder-el-3  avia-builder-el-no-sibling  first flex_column_div av-zero-column-padding  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ldbigb-8143a8aaca6e743fb7f8a3854a6843e9\">\n#top .av-special-heading.av-ldbigb-8143a8aaca6e743fb7f8a3854a6843e9{\npadding-bottom:0;\nfont-size:40px;\n}\nbody .av-special-heading.av-ldbigb-8143a8aaca6e743fb7f8a3854a6843e9 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-ldbigb-8143a8aaca6e743fb7f8a3854a6843e9 .av-special-heading-tag{\nfont-size:40px;\n}\n.av-special-heading.av-ldbigb-8143a8aaca6e743fb7f8a3854a6843e9 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-ldbigb-8143a8aaca6e743fb7f8a3854a6843e9 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-ldbigb-8143a8aaca6e743fb7f8a3854a6843e9 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-ldbigb-8143a8aaca6e743fb7f8a3854a6843e9 av-special-heading-h1 blockquote modern-quote  avia-builder-el-4  avia-builder-el-no-sibling  av-inherit-size'><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >OUR TEAM<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5wljim3-6c9bfb4cac137723df0096961af3e538\">\n.avia-section.av-5wljim3-6c9bfb4cac137723df0096961af3e538{\nbackground-color:#f6f6f6;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_3'  class='avia-section av-5wljim3-6c9bfb4cac137723df0096961af3e538 main_color avia-section-default avia-no-shadow  avia-builder-el-5  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-2355'><div class='entry-content-wrapper clearfix'>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5uieecr-18494b257a3d1c9cbd30bd2114940a03\">\n.avia-section.av-5uieecr-18494b257a3d1c9cbd30bd2114940a03{\nbackground-color:#f6f6f6;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_4'  class='avia-section av-5uieecr-18494b257a3d1c9cbd30bd2114940a03 main_color avia-section-default avia-no-border-styling  avia-builder-el-6  el_after_av_section  el_before_av_section  portrait-section avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-2355'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5tes7rf-23b3f2b99ab3a400d7edcd193afe5412\">\n.flex_column.av-5tes7rf-23b3f2b99ab3a400d7edcd193afe5412{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-5tes7rf-23b3f2b99ab3a400d7edcd193afe5412 av_one_third  avia-builder-el-7  el_before_av_one_third  avia-builder-el-first  portrait-head first flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5rf9uaj-d907e586c4fc92a31c997b778ba2ed3c\">\n.avia-image-container.av-5rf9uaj-d907e586c4fc92a31c997b778ba2ed3c img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-5rf9uaj-d907e586c4fc92a31c997b778ba2ed3c .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-5rf9uaj-d907e586c4fc92a31c997b778ba2ed3c av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-8  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-1744 avia-img-lazy-loading-not-1744 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2015\/07\/hb.jpg\" alt='' title='hb'  height=\"400\" width=\"500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2015\/07\/hb.jpg 500w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2015\/07\/hb-300x240.jpg 300w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2015\/07\/hb-450x360.jpg 450w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5qbtg17-d100a907e1081cd5cfa5633b88657c86\">\n#top .hr.hr-invisible.av-5qbtg17-d100a907e1081cd5cfa5633b88657c86{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-5qbtg17-d100a907e1081cd5cfa5633b88657c86 hr-invisible  avia-builder-el-9  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5nxx0vf-390d9fa59d5acd6428fea7707e2f95a9\">\n#top .av_textblock_section.av-5nxx0vf-390d9fa59d5acd6428fea7707e2f95a9 .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-5nxx0vf-390d9fa59d5acd6428fea7707e2f95a9 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Herv\u00e9 Benzakein<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Founding Partner<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5m3xjwb-cc902639b2c774b6423a977338ce80cb\">\n.flex_column.av-5m3xjwb-cc902639b2c774b6423a977338ce80cb{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-5m3xjwb-cc902639b2c774b6423a977338ce80cb av_one_third  avia-builder-el-11  el_after_av_one_third  el_before_av_one_third  portrait-head flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5kydhvf-86695147654297efffc2dc44bf7d1605\">\n.avia-image-container.av-5kydhvf-86695147654297efffc2dc44bf7d1605 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-5kydhvf-86695147654297efffc2dc44bf7d1605 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-5kydhvf-86695147654297efffc2dc44bf7d1605 av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-12  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-2156 avia-img-lazy-loading-not-2156 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2019\/01\/philippe_hancock.jpg\" alt='' title='philippe_hancock'  height=\"400\" width=\"500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2019\/01\/philippe_hancock.jpg 500w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2019\/01\/philippe_hancock-300x240.jpg 300w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2019\/01\/philippe_hancock-450x360.jpg 450w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5j7c4cb-7ed6a79e021415e8495030bbf4c68b84\">\n#top .hr.hr-invisible.av-5j7c4cb-7ed6a79e021415e8495030bbf4c68b84{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-5j7c4cb-7ed6a79e021415e8495030bbf4c68b84 hr-invisible  avia-builder-el-13  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5hebl2z-2994436e38b274cce723d2e08294466c\">\n#top .av_textblock_section.av-5hebl2z-2994436e38b274cce723d2e08294466c .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-5hebl2z-2994436e38b274cce723d2e08294466c '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Philippe Hancock<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Founding Partner<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4a10vq3-786d944eabbbf46131db0f2fdb5bcc89\">\n.flex_column.av-4a10vq3-786d944eabbbf46131db0f2fdb5bcc89{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-4a10vq3-786d944eabbbf46131db0f2fdb5bcc89 av_one_third  avia-builder-el-15  el_after_av_one_third  el_before_av_one_full  portrait-head flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-49acg3v-8dc2d496012ae56a099a5e88147ad007\">\n.avia-image-container.av-49acg3v-8dc2d496012ae56a099a5e88147ad007 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-49acg3v-8dc2d496012ae56a099a5e88147ad007 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-49acg3v-8dc2d496012ae56a099a5e88147ad007 av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-16  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-1786 avia-img-lazy-loading-not-1786 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2015\/07\/daniel_biderbost.jpg\" alt='' title='daniel_biderbost'  height=\"400\" width=\"500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2015\/07\/daniel_biderbost.jpg 500w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2015\/07\/daniel_biderbost-300x240.jpg 300w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2015\/07\/daniel_biderbost-450x360.jpg 450w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-46sc4vf-59f9152f6811029aca723bf10b1a7ac4\">\n#top .hr.hr-invisible.av-46sc4vf-59f9152f6811029aca723bf10b1a7ac4{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-46sc4vf-59f9152f6811029aca723bf10b1a7ac4 hr-invisible  avia-builder-el-17  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-45cfs2j-5ef85f123effd289d3a90c6c238862cc\">\n#top .av_textblock_section.av-45cfs2j-5ef85f123effd289d3a90c6c238862cc .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-45cfs2j-5ef85f123effd289d3a90c6c238862cc '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Daniel Biderbost<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">COO &#038; Partner<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-58r30vv-2e6fe6b71f27e07c7aba68a8e08142b6\">\n.flex_column.av-58r30vv-2e6fe6b71f27e07c7aba68a8e08142b6{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-58r30vv-2e6fe6b71f27e07c7aba68a8e08142b6 av_one_full  avia-builder-el-19  el_after_av_one_third  el_before_av_one_full  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-577qs7f-598080678b40ecf7ef96e2d3bc4dafd4 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Herv\u00e9 holds a degree in Economics from the University of Geneva with a major in law.<\/p>\n<p>Starts his career in New York in 1987 where he joins BNP USA as a Credit Analyst. Joins Credit Lyonnais in Tokyo the following year, also as a Credit Analyst.<\/p>\n<p>He gets recruited in 1989 by Banque Paribas (Suisse) in Geneva as a Credit Manager where he eventually gets to head the credit team.<\/p>\n<p>After 3 year with the Commodity &#038; Trade Finance department, he then joins the Private banking department where he becomes Director in charge of managing and developing private clients essentially based in Europe.<\/p>\n<p>In 2000, he also becomes permanent member of the compliance committee in charge of validating new clients.<\/p>\n<p>In 2003 he co-founds <strong>hbs<\/strong>.<\/p>\n<p>He sits on several boards of directors in Switzerland and abroad.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1uv8d7-48bda022a6253b3c33e9207d8f5b9cab\">\n.av_font_icon.av-1uv8d7-48bda022a6253b3c33e9207d8f5b9cab .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-1uv8d7-48bda022a6253b3c33e9207d8f5b9cab avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/hervebenzakein'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr Benzakein on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-54510jv-e6aafb8f9e18c0dd3b94579d185b7f8b\">\n.av_font_icon.av-54510jv-e6aafb8f9e18c0dd3b94579d185b7f8b .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-54510jv-e6aafb8f9e18c0dd3b94579d185b7f8b avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:herve@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Benzakein a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-52attsr-b8b19c0e69c90ad47da7eb5bba21e49b\">\n.av_font_icon.av-52attsr-b8b19c0e69c90ad47da7eb5bba21e49b .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-52attsr-b8b19c0e69c90ad47da7eb5bba21e49b avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Herve-Benzakein.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Benzakein to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-50p42ez-46f47d50ed327ff7ec3489a33cdd6800\">\n.flex_column.av-50p42ez-46f47d50ed327ff7ec3489a33cdd6800{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-50p42ez-46f47d50ed327ff7ec3489a33cdd6800 av_one_full  avia-builder-el-24  el_after_av_one_full  el_before_av_one_full  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-4yt7sl7-35927380dcf2cada08dd66affe2851b5 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Philippe holds a degree in Economics from the University of Geneva with a major in law.<\/p>\n<p>Starting 1986 he worked for 17 years at BNP Paribas (Suisse) SA as Senior Banker in the International Credit department and joined the Executive Committee.<\/p>\n<p>In 1996 he moved to the Private Bank team and ran the Swiss, UK, Scandinavian and Eastern European markets for BNP Paribas Private Bank globally.<\/p>\n<p>In 2003, building on his broad banking experience and extensive knowledge of these markets he co-founded <strong>hbs<\/strong>.<\/p>\n<p>He is a director of a number of companies and acts as strategic advisor to several families.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4y10x3f-84b0cbee35f0b465b42d461fdfc92838\">\n.av_font_icon.av-4y10x3f-84b0cbee35f0b465b42d461fdfc92838 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-4y10x3f-84b0cbee35f0b465b42d461fdfc92838 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/philippehancock'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr Hancock on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4w33k3f-8ffc8fc189176f6f7c56101b620ad1b5\">\n.av_font_icon.av-4w33k3f-8ffc8fc189176f6f7c56101b620ad1b5 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-4w33k3f-8ffc8fc189176f6f7c56101b620ad1b5 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:philippe@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Hancock a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4v0jiyj-fdeee60fa59da70cc162b4423dad4a26\">\n.av_font_icon.av-4v0jiyj-fdeee60fa59da70cc162b4423dad4a26 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-4v0jiyj-fdeee60fa59da70cc162b4423dad4a26 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Philippe-Hancock.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Hancock to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3qkzu2j-053be8c66b7b1242cca5a6b1eb7cf600\">\n.flex_column.av-3qkzu2j-053be8c66b7b1242cca5a6b1eb7cf600{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-3qkzu2j-053be8c66b7b1242cca5a6b1eb7cf600 av_one_full  avia-builder-el-29  el_after_av_one_full  el_before_av_one_third  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-3pfyurv-11e9509ebfdede65a5cb502a6444bc75 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Daniel holds a Federal Diploma in Banking Economics. He started his professional career with UBS where he worked 10 years in the Wealth Management department.<\/p>\n<p>From 1994 through 2004 he was employed by Berger van Berchem, a Geneva investment management company as an Asset Manager.<\/p>\n<p>He joined Pictet in 2004 as Deputy to the Head of the Independent Asset Managers Team.<\/p>\n<p>He moved to <strong>hbs<\/strong> in 2015 as Chief Operating Officer (COO) and has been instrumental in building a sound operating structure and became Partner.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-rjla4j-db9b4902d6c0e103d663d5ef6dd4c2db\">\n.av_font_icon.av-rjla4j-db9b4902d6c0e103d663d5ef6dd4c2db .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-rjla4j-db9b4902d6c0e103d663d5ef6dd4c2db avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/danielbiderbost'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr Biderbost on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3m1378b-35368433c6d12cfc7e494285e91a0da0\">\n.av_font_icon.av-3m1378b-35368433c6d12cfc7e494285e91a0da0 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-3m1378b-35368433c6d12cfc7e494285e91a0da0 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:daniel@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Biderbost a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ctqzcb-1207d3993561614067bab856dfa23960\">\n.av_font_icon.av-ctqzcb-1207d3993561614067bab856dfa23960 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-ctqzcb-1207d3993561614067bab856dfa23960 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Daniel-Biderbost.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Biderbost to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5fq95uz-5352032b726aef1df890a03cecd4d5d2\">\n.flex_column.av-5fq95uz-5352032b726aef1df890a03cecd4d5d2{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-5fq95uz-5352032b726aef1df890a03cecd4d5d2 av_one_third  avia-builder-el-34  el_after_av_one_full  el_before_av_one_third  portrait-head first flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5dq72ij-6256cb4547d2e3d3b4d89e8eed6cd220\">\n.avia-image-container.av-5dq72ij-6256cb4547d2e3d3b4d89e8eed6cd220 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-5dq72ij-6256cb4547d2e3d3b4d89e8eed6cd220 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-5dq72ij-6256cb4547d2e3d3b4d89e8eed6cd220 av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-35  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-2158 avia-img-lazy-loading-not-2158 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2019\/01\/victor_fuentes.jpg\" alt='' title='victor_fuentes'  height=\"400\" width=\"500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2019\/01\/victor_fuentes.jpg 500w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2019\/01\/victor_fuentes-300x240.jpg 300w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2019\/01\/victor_fuentes-450x360.jpg 450w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5cqy7i3-508a40065a83f1405fae56f9625dac41\">\n#top .hr.hr-invisible.av-5cqy7i3-508a40065a83f1405fae56f9625dac41{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-5cqy7i3-508a40065a83f1405fae56f9625dac41 hr-invisible  avia-builder-el-36  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5ajxk3f-60bdb282d81b2261513f285e739f2060\">\n#top .av_textblock_section.av-5ajxk3f-60bdb282d81b2261513f285e739f2060 .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-5ajxk3f-60bdb282d81b2261513f285e739f2060 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Victor Fuentes<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Partner<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4h9ro3v-d00900d4b0775d2f0ea30d7e41354d47\">\n.flex_column.av-4h9ro3v-d00900d4b0775d2f0ea30d7e41354d47{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-4h9ro3v-d00900d4b0775d2f0ea30d7e41354d47 av_one_third  avia-builder-el-38  el_after_av_one_third  el_before_av_one_third  portrait-head flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4g589iz-f1ddcf37540756956be0af61912c65c7\">\n.avia-image-container.av-4g589iz-f1ddcf37540756956be0af61912c65c7 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-4g589iz-f1ddcf37540756956be0af61912c65c7 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-4g589iz-f1ddcf37540756956be0af61912c65c7 av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-39  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3790 avia-img-lazy-loading-not-3790 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/11\/alain_2024_web.jpg\" alt='' title='alain_2024_web'  height=\"800\" width=\"1000\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/11\/alain_2024_web.jpg 1000w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/11\/alain_2024_web-300x240.jpg 300w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/11\/alain_2024_web-768x614.jpg 768w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/11\/alain_2024_web-705x564.jpg 705w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4e2rsm3-061d59adb3e27ef2afbb66d12fb21c33\">\n#top .hr.hr-invisible.av-4e2rsm3-061d59adb3e27ef2afbb66d12fb21c33{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-4e2rsm3-061d59adb3e27ef2afbb66d12fb21c33 hr-invisible  avia-builder-el-40  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4cygyob-a671aa4902664352bdb33beec51272fa\">\n#top .av_textblock_section.av-4cygyob-a671aa4902664352bdb33beec51272fa .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-4cygyob-a671aa4902664352bdb33beec51272fa '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Alain Vinzia<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Partner<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-qrvzcj-37dcdc5e3f67e57bbd6296c368c969b1\">\n.flex_column.av-qrvzcj-37dcdc5e3f67e57bbd6296c368c969b1{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-qrvzcj-37dcdc5e3f67e57bbd6296c368c969b1 av_one_third  avia-builder-el-42  el_after_av_one_third  el_before_av_one_full  portrait-head flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2iv0g3-93361e0b29393396ed7913636d8f2b45\">\n.avia-image-container.av-2iv0g3-93361e0b29393396ed7913636d8f2b45 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-2iv0g3-93361e0b29393396ed7913636d8f2b45 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-2iv0g3-93361e0b29393396ed7913636d8f2b45 av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-43  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-1944 avia-img-lazy-loading-not-1944 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2015\/12\/Annik.jpg\" alt='' title='Annik'  height=\"400\" width=\"500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2015\/12\/Annik.jpg 500w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2015\/12\/Annik-300x240.jpg 300w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2015\/12\/Annik-450x360.jpg 450w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-nqlnjn-2a0c7d44be5f6bcf3a34611b69913bf2\">\n#top .hr.hr-invisible.av-nqlnjn-2a0c7d44be5f6bcf3a34611b69913bf2{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-nqlnjn-2a0c7d44be5f6bcf3a34611b69913bf2 hr-invisible  avia-builder-el-44  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ldoo5v1h-2ef81ee38f24d974f6c7a32eb57ac1b5\">\n#top .av_textblock_section.av-ldoo5v1h-2ef81ee38f24d974f6c7a32eb57ac1b5 .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-ldoo5v1h-2ef81ee38f24d974f6c7a32eb57ac1b5 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Annik Cornebise<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Partner<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4staawr-9a9752574260535f287524a884b2964e\">\n.flex_column.av-4staawr-9a9752574260535f287524a884b2964e{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-4staawr-9a9752574260535f287524a884b2964e av_one_full  avia-builder-el-46  el_after_av_one_third  el_before_av_one_full  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-4rjefbf-087c23bdbb1535d6b7f53168d6740196 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Victor holds a degree in Economics, a post-graduate diploma in Economics and Finance as well as an AZEK diploma of Expert in Finance and Investments.<\/p>\n<p>He worked as a Financial Analyst at two Geneva banks before joining Pictet &#038; Cie Bank in 2001 as a financial analyst. In 2008 he joined the Wealth Management departement.<\/p>\n<p>He joined team <strong>hbs<\/strong> in December 2017 as a Partner to strengthen and develop our Investment management activity.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-pdra7n-b14eb3733b0f4a7b078d06612f9190b2\">\n.av_font_icon.av-pdra7n-b14eb3733b0f4a7b078d06612f9190b2 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-pdra7n-b14eb3733b0f4a7b078d06612f9190b2 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/victor-fuentes-baa1044\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr Fuentes on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3tz24ij-b31a3cf1c444f241789623f4ef5478e1\">\n.av_font_icon.av-3tz24ij-b31a3cf1c444f241789623f4ef5478e1 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-3tz24ij-b31a3cf1c444f241789623f4ef5478e1 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:victor@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Fuentes a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3s49pvf-971c4e5c6e4fb10cb52e778828066431\">\n.av_font_icon.av-3s49pvf-971c4e5c6e4fb10cb52e778828066431 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-3s49pvf-971c4e5c6e4fb10cb52e778828066431 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Victor-Fuentes.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Fuentes to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3wtb3y3-a66aeecf21fb4f9ca1191c21500eaba1\">\n.flex_column.av-3wtb3y3-a66aeecf21fb4f9ca1191c21500eaba1{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-3wtb3y3-a66aeecf21fb4f9ca1191c21500eaba1 av_one_full  avia-builder-el-51  el_after_av_one_full  el_before_av_one_full  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-3w1g0u3-522670abd1641fc4ecd99dc19e45c929 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Alain holds a Federal Diploma in Banking Economy. He also followed numerous training courses both at INSEAD and at IMD in Lausanne.<\/p>\n<p>He started his professional career with Pictet &#038; Cie Bank in 1988 as a Trader and joined the Private Banking unit in 1998. In addition to his duties as head of a large team, he sat on the Credit Committee and was Vice-President of the Due Diligence Committee of Pictet Wealth Management.<\/p>\n<p>He joined <strong>hbs<\/strong> in April 2020 as a Partner, with the goal of contributing to the development of <strong>hbs<\/strong>&#8216;s client activity<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-nii5pv-0dcc528bda19c39b1229ecd598b47234\">\n.av_font_icon.av-nii5pv-0dcc528bda19c39b1229ecd598b47234 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-nii5pv-0dcc528bda19c39b1229ecd598b47234 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/alain-vinzia-008a801a7\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr Vinzia on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3tz24ij-39-14597698cd9e4668cd2c512831f4e47d\">\n.av_font_icon.av-3tz24ij-39-14597698cd9e4668cd2c512831f4e47d .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-3tz24ij-39-14597698cd9e4668cd2c512831f4e47d avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:alain@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Vinzia a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3s49pvf-38-95409b2015e03e434032a5b5c891f360\">\n.av_font_icon.av-3s49pvf-38-95409b2015e03e434032a5b5c891f360 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-3s49pvf-38-95409b2015e03e434032a5b5c891f360 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Alain-Vinzia.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Vinzia to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4r029zn-344d24cab8423df6e8224649a79b2290\">\n.flex_column.av-4r029zn-344d24cab8423df6e8224649a79b2290{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-4r029zn-344d24cab8423df6e8224649a79b2290 av_one_full  avia-builder-el-56  el_after_av_one_full  el_before_av_one_third  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-4pd9iab-2a4aed67c761efc192f36eb4eec1288f '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p class=\"p1\"><span class=\"s1\">Annik holds a degree in Business and Economics from Geneva University.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">She started her career with Merrill Lynch Bank in the Capital Markets department.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">She joined Soci\u00e9t\u00e9 G\u00e9n\u00e9rale Private Banking in 1987 and<\/span><span class=\"s1\"> worked in the capital market, bonds, advisory and Private Banking.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">From 2006 she became Director in charge of portfolio of UHNW Private Banking Clients, and <\/span><span class=\"s1\">sat on the Pension Funds board of the bank.<\/span><\/p>\n<p class=\"p1\"><span class=\"s1\">She joined <strong>hbs<\/strong> in 2015 and became Partner in 2022.<\/span><\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4npuvjn-68a768e77194f440f690b5d8c6de4c21\">\n.av_font_icon.av-4npuvjn-68a768e77194f440f690b5d8c6de4c21 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-4npuvjn-68a768e77194f440f690b5d8c6de4c21 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/ch.linkedin.com\/in\/annikcornebise'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mrs Cornebise on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4mssglv-3afb37488f279ecc66715eea479c686e\">\n.av_font_icon.av-4mssglv-3afb37488f279ecc66715eea479c686e .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-4mssglv-3afb37488f279ecc66715eea479c686e avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:annik@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mrs Cornebise a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4kmtbib-84712f710a0d39f7bc3c4d1abb09ad6a\">\n.av_font_icon.av-4kmtbib-84712f710a0d39f7bc3c4d1abb09ad6a .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-4kmtbib-84712f710a0d39f7bc3c4d1abb09ad6a avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Annik-Cornebise.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mrs Cornebise to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ga2y03-4faf135860ec97f2db7fe3ba4eb5df55\">\n.flex_column.av-ga2y03-4faf135860ec97f2db7fe3ba4eb5df55{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-ga2y03-4faf135860ec97f2db7fe3ba4eb5df55 av_one_third  avia-builder-el-61  el_after_av_one_full  el_before_av_one_third  portrait-head first flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-doioab-3a95ee265cc7a8424d9435a3776b5b4d\">\n.avia-image-container.av-doioab-3a95ee265cc7a8424d9435a3776b5b4d img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-doioab-3a95ee265cc7a8424d9435a3776b5b4d .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-doioab-3a95ee265cc7a8424d9435a3776b5b4d av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-62  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-4116 avia-img-lazy-loading-not-4116 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/12\/blerina_web.jpg\" alt='' title='blerina_web'  height=\"800\" width=\"1000\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/12\/blerina_web.jpg 1000w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/12\/blerina_web-300x240.jpg 300w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/12\/blerina_web-768x614.jpg 768w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/12\/blerina_web-705x564.jpg 705w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1907fn-3a250573ab01a42eddc98dbec81235e3\">\n#top .hr.hr-invisible.av-1907fn-3a250573ab01a42eddc98dbec81235e3{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-1907fn-3a250573ab01a42eddc98dbec81235e3 hr-invisible  avia-builder-el-63  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-11rkpv-0ed8e9f9ba4277bf1f93631c105541b3\">\n#top .av_textblock_section.av-11rkpv-0ed8e9f9ba4277bf1f93631c105541b3 .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-11rkpv-0ed8e9f9ba4277bf1f93631c105541b3 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Blerina Buja<\/h3>\n<p>Partner<\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-fbdl5f-fe553d46b929aa6d2dbe6b7428a1593d\">\n.flex_column.av-fbdl5f-fe553d46b929aa6d2dbe6b7428a1593d{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-fbdl5f-fe553d46b929aa6d2dbe6b7428a1593d av_one_third  avia-builder-el-65  el_after_av_one_third  el_before_av_one_third  portrait-head flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-emqo4z-90f26fc05a2ff85a7ba6f8f085e1907a\">\n.avia-image-container.av-emqo4z-90f26fc05a2ff85a7ba6f8f085e1907a img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-emqo4z-90f26fc05a2ff85a7ba6f8f085e1907a .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-emqo4z-90f26fc05a2ff85a7ba6f8f085e1907a av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-66  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3245 avia-img-lazy-loading-not-3245 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2022\/08\/arnaud2022_web.jpg\" alt='' title='arnaud2022_web'  height=\"400\" width=\"500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2022\/08\/arnaud2022_web.jpg 500w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2022\/08\/arnaud2022_web-300x240.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-d6glib-c26ca1b1f8ed1683ec285734577b2389\">\n#top .hr.hr-invisible.av-d6glib-c26ca1b1f8ed1683ec285734577b2389{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-d6glib-c26ca1b1f8ed1683ec285734577b2389 hr-invisible  avia-builder-el-67  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-aykfub-d95175cf8f00b62fee4f66f087d909e7\">\n#top .av_textblock_section.av-aykfub-d95175cf8f00b62fee4f66f087d909e7 .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-aykfub-d95175cf8f00b62fee4f66f087d909e7 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Arnaud Finkbeiner<\/h3>\n<p>Partner &#038; Head of <strong>hbs<\/strong> Middle East<\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4h9ro3v-24-f5712f1f59c164b07380cda635f2f3d2\">\n.flex_column.av-4h9ro3v-24-f5712f1f59c164b07380cda635f2f3d2{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-4h9ro3v-24-f5712f1f59c164b07380cda635f2f3d2 av_one_third  avia-builder-el-69  el_after_av_one_third  el_before_av_one_full  portrait-head flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4g589iz-23-741c881f7b3034251d69cf1c14acce3f\">\n.avia-image-container.av-4g589iz-23-741c881f7b3034251d69cf1c14acce3f img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-4g589iz-23-741c881f7b3034251d69cf1c14acce3f .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-4g589iz-23-741c881f7b3034251d69cf1c14acce3f av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-70  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3075 avia-img-lazy-loading-not-3075 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2022\/04\/christopher_hartung_small.jpg\" alt='' title='christopher_hartung_small'  height=\"400\" width=\"500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2022\/04\/christopher_hartung_small.jpg 500w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2022\/04\/christopher_hartung_small-300x240.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4e2rsm3-22-bf2b30df364cca96a80e96fb15332397\">\n#top .hr.hr-invisible.av-4e2rsm3-22-bf2b30df364cca96a80e96fb15332397{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-4e2rsm3-22-bf2b30df364cca96a80e96fb15332397 hr-invisible  avia-builder-el-71  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4cygyob-21-050377bfde2053e4692487fa262f9d2c\">\n#top .av_textblock_section.av-4cygyob-21-050377bfde2053e4692487fa262f9d2c .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-4cygyob-21-050377bfde2053e4692487fa262f9d2c '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Christopher Hartung<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Partner<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8pz7eb-ed4641465e1c24dceb0633ff87ee3979\">\n.flex_column.av-8pz7eb-ed4641465e1c24dceb0633ff87ee3979{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-8pz7eb-ed4641465e1c24dceb0633ff87ee3979 av_one_full  avia-builder-el-73  el_after_av_one_third  el_before_av_one_full  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-7n9tcz-199138bc5973f0e59e2c126ccd7ce4c7 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Blerina holds a Swiss Diploma in Financial and Business Banking, complemented by specialised training in finance and compliance.<\/p>\n<p>She began her career at UBP as an FX trader before moving into wealth management with a Swiss external asset manager. She later joined HSBC Private Banking in Geneva, where she spent more than a decade as a Senior Relationship Manager supporting UHNW clients across the MENA and Levant regions. Her experience includes investment, credit solutions, wealth and estate planning, together with family governance.<\/p>\n<p>Blerina joined <strong>hbs<\/strong> in December 2025 as a Partner.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5hx6g3-426cfa5b8d66e9f33b194b000de3113c\">\n.av_font_icon.av-5hx6g3-426cfa5b8d66e9f33b194b000de3113c .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-5hx6g3-426cfa5b8d66e9f33b194b000de3113c avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/blerina-buja-a63a0833\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mrs Buja on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4v2ryr-2f3bb8e8a0eb7277b3176a69f1dce6f8\">\n.av_font_icon.av-4v2ryr-2f3bb8e8a0eb7277b3176a69f1dce6f8 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-4v2ryr-2f3bb8e8a0eb7277b3176a69f1dce6f8 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:blerina@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mrs Buja a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-290ptf-8eeec7efb93b3cf2cf95b641ad510461\">\n.av_font_icon.av-290ptf-8eeec7efb93b3cf2cf95b641ad510461 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-290ptf-8eeec7efb93b3cf2cf95b641ad510461 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Blerina-Buja.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mrs Buja to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8m1yir-a51d3216ebe9cf9f794d0b2659a7fe7e\">\n.flex_column.av-8m1yir-a51d3216ebe9cf9f794d0b2659a7fe7e{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-8m1yir-a51d3216ebe9cf9f794d0b2659a7fe7e av_one_full  avia-builder-el-78  el_after_av_one_full  el_before_av_one_full  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-78kmfn-dd3dec4ec7136e80cb86d88b1dfc22e7 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p class=\"p2\"><span class=\"s1\"><span lang=\"EN-US\">Arnaud holds a Swiss Federal Maturity Diploma and a Bachelor Degree in Business and Finance with Honours from Oxford Brookes University.\u00a0<\/span><\/span><\/p>\n<p class=\"p1\"><span class=\"s1\"><span lang=\"EN-US\">Has<\/span><\/span><span class=\"s1\"><span lang=\"EN-US\"> 18 years of experience in private banking, of which he spent 14 years as Senior Private Banker first at UBS and then at Barclays covering the MENA region.\u00a0<\/span><\/span><\/p>\n<p class=\"p1\"><span class=\"s1\"><span lang=\"EN-US\">Living in the United Arab Emirates for 10 years, he has joined <strong>hbs<\/strong> in February 2021 as a Partner and as the Head of <strong>hbs<\/strong> Middle East.<\/span><\/span><\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5kimn7-0048c8d8cc3568375f97b7df4221b2f7\">\n.av_font_icon.av-5kimn7-0048c8d8cc3568375f97b7df4221b2f7 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-5kimn7-0048c8d8cc3568375f97b7df4221b2f7 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/arnaud-finkbeiner-9490976\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr Finkbeiner on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4cw75f-1e3c315b3438bcf52b7861e830771061\">\n.av_font_icon.av-4cw75f-1e3c315b3438bcf52b7861e830771061 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-4cw75f-1e3c315b3438bcf52b7861e830771061 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:arnaud.finkbeiner@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Finkbeiner a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2uow8j-0c7777cf5659e992c769acaf19c52973\">\n.av_font_icon.av-2uow8j-0c7777cf5659e992c769acaf19c52973 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-2uow8j-0c7777cf5659e992c769acaf19c52973 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Arnaud-Finkbeiner.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Finkbeiner to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3wtb3y3-37-b7a0472bcb5a683a13854275e0950776\">\n.flex_column.av-3wtb3y3-37-b7a0472bcb5a683a13854275e0950776{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-3wtb3y3-37-b7a0472bcb5a683a13854275e0950776 av_one_full  avia-builder-el-83  el_after_av_one_full  el_before_av_one_third  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-3w1g0u3-36-530e9b84cbbe1d1ea348e22ca2602aca '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Graduated from the High school of Business Management of Geneva, he also holds an Executive MBA in International Management from HEC Geneva. He also obtained the Swiss Certification CWMA.<\/p>\n<p>Christopher started his career in 2001 at Credit Lyonnais (Switzerland), as a Junior Trader.\u00a0 In 2006, he moved to the Private Banking department as a Relationship Manager in charge of clients living in Europe, Turkey and Africa.<\/p>\n<p>In 2012, he joined the Lombard Odier Group as a Banker\u00a0 in charge of clients based in Africa.<\/p>\n<p>Christopher joined <strong>hbs<\/strong> in June 2021 as a Partner.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kteeq3q8-34d2ea584aaee34d31c4912465f1db64\">\n.av_font_icon.av-kteeq3q8-34d2ea584aaee34d31c4912465f1db64 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-kteeq3q8-34d2ea584aaee34d31c4912465f1db64 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/christopherhartung1\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr Hartung on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3tz24ij-35-76bf5272edf493f2c1178e86b16ddfa5\">\n.av_font_icon.av-3tz24ij-35-76bf5272edf493f2c1178e86b16ddfa5 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-3tz24ij-35-76bf5272edf493f2c1178e86b16ddfa5 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:christopher@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Hartung a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3s49pvf-34-95799c48b4798d579ab16a510daade71\">\n.av_font_icon.av-3s49pvf-34-95799c48b4798d579ab16a510daade71 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-3s49pvf-34-95799c48b4798d579ab16a510daade71 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Christopher-Hartung.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Hartung to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5nuvcj-1a9875166d9ad91b7ddaad0c9e0f5c7f\">\n.flex_column.av-5nuvcj-1a9875166d9ad91b7ddaad0c9e0f5c7f{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-5nuvcj-1a9875166d9ad91b7ddaad0c9e0f5c7f av_one_third  avia-builder-el-88  el_after_av_one_full  el_before_av_one_third  portrait-head first flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ly2micus-5c8e87ad125712fcecf11f82d63084c4\">\n.avia-image-container.av-ly2micus-5c8e87ad125712fcecf11f82d63084c4 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-ly2micus-5c8e87ad125712fcecf11f82d63084c4 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-ly2micus-5c8e87ad125712fcecf11f82d63084c4 av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-89  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3788 avia-img-lazy-loading-not-3788 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/11\/soner_2024_web_final.jpg\" alt='' title='soner_2024_web_final'  height=\"800\" width=\"1000\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/11\/soner_2024_web_final.jpg 1000w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/11\/soner_2024_web_final-300x240.jpg 300w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/11\/soner_2024_web_final-768x614.jpg 768w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/11\/soner_2024_web_final-705x564.jpg 705w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3nvs0z-d156e04ec38c40031192edc823bd03ce\">\n#top .hr.hr-invisible.av-3nvs0z-d156e04ec38c40031192edc823bd03ce{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-3nvs0z-d156e04ec38c40031192edc823bd03ce hr-invisible  avia-builder-el-90  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ly2mj3xq-a0033a8a233dce77c25333ccefece607\">\n#top .av_textblock_section.av-ly2mj3xq-a0033a8a233dce77c25333ccefece607 .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-ly2mj3xq-a0033a8a233dce77c25333ccefece607 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Soner Inanc<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Partner<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-17h4er-36fd90df4fd3f3065d4081f367fe513a\">\n.flex_column.av-17h4er-36fd90df4fd3f3065d4081f367fe513a{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-17h4er-36fd90df4fd3f3065d4081f367fe513a av_one_third  avia-builder-el-92  el_after_av_one_third  el_before_av_one_third  portrait-head flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lte0a8oj-13db26aa7aad91fb75f93155e171bc04\">\n.avia-image-container.av-lte0a8oj-13db26aa7aad91fb75f93155e171bc04 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-lte0a8oj-13db26aa7aad91fb75f93155e171bc04 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-lte0a8oj-13db26aa7aad91fb75f93155e171bc04 av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-93  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3543 avia-img-lazy-loading-not-3543 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/03\/julien_Menard_Web.jpg\" alt='' title='julien_Menard_Web'  height=\"400\" width=\"500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/03\/julien_Menard_Web.jpg 500w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/03\/julien_Menard_Web-300x240.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ax7sar-10bc02e30a2ea39a29def7fbe3cf95c4\">\n#top .hr.hr-invisible.av-ax7sar-10bc02e30a2ea39a29def7fbe3cf95c4{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-ax7sar-10bc02e30a2ea39a29def7fbe3cf95c4 hr-invisible  avia-builder-el-94  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lte50knb-0d46ff2c09efbd6d7d91a743c1d22048\">\n#top .av_textblock_section.av-lte50knb-0d46ff2c09efbd6d7d91a743c1d22048 .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-lte50knb-0d46ff2c09efbd6d7d91a743c1d22048 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Julien M\u00e9nard<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Partner<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-uzg33n-3b535feeff0a5c34457b5326b6483a02\">\n.flex_column.av-uzg33n-3b535feeff0a5c34457b5326b6483a02{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-uzg33n-3b535feeff0a5c34457b5326b6483a02 av_one_third  avia-builder-el-96  el_after_av_one_third  el_before_av_one_full  portrait-head flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-toupar-f4e5e2c4b4e04bca95c9e3a1c62dcd76\">\n.avia-image-container.av-toupar-f4e5e2c4b4e04bca95c9e3a1c62dcd76 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-toupar-f4e5e2c4b4e04bca95c9e3a1c62dcd76 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-toupar-f4e5e2c4b4e04bca95c9e3a1c62dcd76 av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-97  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3233 avia-img-lazy-loading-not-3233 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2022\/08\/Juan_web.jpg\" alt='' title='Juan_web'  height=\"400\" width=\"500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2022\/08\/Juan_web.jpg 500w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2022\/08\/Juan_web-300x240.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-rjq7lf-a6395ad44090c24731d8b0fb1d3700c3\">\n#top .hr.hr-invisible.av-rjq7lf-a6395ad44090c24731d8b0fb1d3700c3{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-rjq7lf-a6395ad44090c24731d8b0fb1d3700c3 hr-invisible  avia-builder-el-98  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-pjmtyb-b34dfa6d82852f0165159720dee1e511\">\n#top .av_textblock_section.av-pjmtyb-b34dfa6d82852f0165159720dee1e511 .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-pjmtyb-b34dfa6d82852f0165159720dee1e511 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Juan Pablo Quaranta<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Partner<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1umvub-15482136d479a34eacf22212fc9345aa\">\n.flex_column.av-1umvub-15482136d479a34eacf22212fc9345aa{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-1umvub-15482136d479a34eacf22212fc9345aa av_one_full  avia-builder-el-100  el_after_av_one_third  el_before_av_one_full  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-ly2mkp1a-f60e677dd8e21da20ba35b55fac18ff3 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Soner holds a degree in Economics from Bilkent University, Ankara, Turkey.\u00a0He started his career at PWC and then he spent 15 years in the Capital Markets field. Between 2007 and 2014, he managed the Equity business for Merrill Lynch and \u00a0for Citigroup in Turkey. He started at Credit Suisse International Wealth Management in 2016 as a Senior Relationship Manager for Turkish UHNW clients.<\/p>\n<p>Soner joined <strong>hbs<\/strong> in July 2024 as a Partner.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ly2mpvl0-36d93110ec9517c322533ed5bd8ca4a6\">\n.av_font_icon.av-ly2mpvl0-36d93110ec9517c322533ed5bd8ca4a6 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-ly2mpvl0-36d93110ec9517c322533ed5bd8ca4a6 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/soner-inanc-3686b61b\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr Inanc on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ly2mqsal-423c007955b2b117608beb8fff22a5ea\">\n.av_font_icon.av-ly2mqsal-423c007955b2b117608beb8fff22a5ea .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-ly2mqsal-423c007955b2b117608beb8fff22a5ea avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:soner@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Inanc a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ly2mrpr0-0f493202957bd57002f00a7d5eb55bf5\">\n.av_font_icon.av-ly2mrpr0-0f493202957bd57002f00a7d5eb55bf5 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-ly2mrpr0-0f493202957bd57002f00a7d5eb55bf5 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Soner-Inanc.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Inanc to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-o6kxf7-0ab38a06d164a6fe55dc694c60e8c24d\">\n.flex_column.av-o6kxf7-0ab38a06d164a6fe55dc694c60e8c24d{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-o6kxf7-0ab38a06d164a6fe55dc694c60e8c24d av_one_full  avia-builder-el-105  el_after_av_one_full  el_before_av_one_full  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-mlfyhv-8d222289225cbbc1141380541f83622f '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>With 20 years of M&#038;A and Private Equity experience across various industries and asset classes, Julien brings a robust financial expertise with him.<br \/>\nHe began his career in the Transaction Services team at PwC before joining J.P. Morgan Diversified Industries group in London. He later founded PAJS an investment firm focused on Private Equity and Real Estate based in France.<\/p>\n<p>Julien holds a Master\u2019s Degree from EM Lyon Business School and an MBA from NYU Stern Business School.<\/p>\n<p>In 2024, Julien joined <strong>hbs<\/strong>\u00a0as a Partner and Head of Private Markets.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l703uik9-c51cfee3ba4d9d45233d54159ac5d8fc\">\n.av_font_icon.av-l703uik9-c51cfee3ba4d9d45233d54159ac5d8fc .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-l703uik9-c51cfee3ba4d9d45233d54159ac5d8fc avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/julien-menard-09515739\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr M\u00e9nard on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l8wp9f-9768824a1c69e4f06a5d10bdd5b4b009\">\n.av_font_icon.av-l8wp9f-9768824a1c69e4f06a5d10bdd5b4b009 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-l8wp9f-9768824a1c69e4f06a5d10bdd5b4b009 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:julien@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr M\u00e9nard a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-j6m8eb-d0f6f79cd76a3d7611a425e675587fc8\">\n.av_font_icon.av-j6m8eb-d0f6f79cd76a3d7611a425e675587fc8 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-j6m8eb-d0f6f79cd76a3d7611a425e675587fc8 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Julien-Menard.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr M\u00e9nard to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8trb37-c6ef51ec14043b73f3c0504d1edcafc5\">\n.flex_column.av-8trb37-c6ef51ec14043b73f3c0504d1edcafc5{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-8trb37-c6ef51ec14043b73f3c0504d1edcafc5 av_one_full  avia-builder-el-110  el_after_av_one_full  el_before_av_one_third  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-85n1df-f8cb5e2b7aae34ee1e4b8f0729bc7328 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Juan Pablo holds a Bachelor Degree in Law with Honours from Unidistance Switzerland, and an AZEK Federal Diploma of Expert in Finance and Investments.<\/p>\n<p>He started his career at UBS AG in 2002 where he spent 20 years working in Geneva, London and Dubai. In 2004 he joined the Wealth Management division where he became Senior Relationship Manager in charge of HNWI individuals and families based in the GCC countries with a focus on Saudi Arabia.<\/p>\n<p>Juan Pablo joined <strong>hbs<\/strong> in August 2022 as a Partner.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5kk4nn-4604a6ee4e6ade8f4fabf586a4100dc7\">\n.av_font_icon.av-5kk4nn-4604a6ee4e6ade8f4fabf586a4100dc7 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-5kk4nn-4604a6ee4e6ade8f4fabf586a4100dc7 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/juan-pablo-quaranta-ciwm-6995563\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr Quaranta on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-42bbqb-14cb03fa0fc7b0e591d418a06f3fca45\">\n.av_font_icon.av-42bbqb-14cb03fa0fc7b0e591d418a06f3fca45 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-42bbqb-14cb03fa0fc7b0e591d418a06f3fca45 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:juan@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Quaranta a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-bbxgj-67b2c3d8b279648dc14a366548d436d4\">\n.av_font_icon.av-bbxgj-67b2c3d8b279648dc14a366548d436d4 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-bbxgj-67b2c3d8b279648dc14a366548d436d4 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Juan-Quaranta.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Quaranta to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-d026r7-5271cb2c9517906b9f1634c5b6221064\">\n.flex_column.av-d026r7-5271cb2c9517906b9f1634c5b6221064{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-d026r7-5271cb2c9517906b9f1634c5b6221064 av_one_third  avia-builder-el-115  el_after_av_one_full  el_before_av_one_third  portrait-head first flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lmon1vvo-2bc272775d1862600f0fa41fa3362a89\">\n.avia-image-container.av-lmon1vvo-2bc272775d1862600f0fa41fa3362a89 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-lmon1vvo-2bc272775d1862600f0fa41fa3362a89 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-lmon1vvo-2bc272775d1862600f0fa41fa3362a89 av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-116  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-4107 avia-img-lazy-loading-not-4107 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/10\/florence_WEB.jpg\" alt='' title='florence_WEB'  height=\"800\" width=\"1000\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/10\/florence_WEB.jpg 1000w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/10\/florence_WEB-300x240.jpg 300w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/10\/florence_WEB-768x614.jpg 768w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/10\/florence_WEB-705x564.jpg 705w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-b7eigj-63f4644ac04f303b696cca2c1b94fe8f\">\n#top .hr.hr-invisible.av-b7eigj-63f4644ac04f303b696cca2c1b94fe8f{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-b7eigj-63f4644ac04f303b696cca2c1b94fe8f hr-invisible  avia-builder-el-117  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lmon2ff7-d7335408ed054f3e35e922582fda1216\">\n#top .av_textblock_section.av-lmon2ff7-d7335408ed054f3e35e922582fda1216 .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-lmon2ff7-d7335408ed054f3e35e922582fda1216 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Florence Rossetti<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Partner<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-f4pqw3-74611d7ac3f5e6f8bd53a2f6b302f9e0\">\n.flex_column.av-f4pqw3-74611d7ac3f5e6f8bd53a2f6b302f9e0{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-f4pqw3-74611d7ac3f5e6f8bd53a2f6b302f9e0 av_one_third  avia-builder-el-119  el_after_av_one_third  el_before_av_one_third  portrait-head flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-dnyb9f-19d09b3479602a300e837731a1e5246c\">\n.avia-image-container.av-dnyb9f-19d09b3479602a300e837731a1e5246c img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-dnyb9f-19d09b3479602a300e837731a1e5246c .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-dnyb9f-19d09b3479602a300e837731a1e5246c av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-120  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3745 avia-img-lazy-loading-not-3745 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/10\/shishir_web_s.png\" alt='' title='shishir_web_s'  height=\"800\" width=\"1000\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/10\/shishir_web_s.png 1000w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/10\/shishir_web_s-300x240.png 300w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/10\/shishir_web_s-768x614.png 768w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/10\/shishir_web_s-705x564.png 705w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1af7ur-ddd9deea7ae32c7d388a2fc4bcebac7f\">\n#top .hr.hr-invisible.av-1af7ur-ddd9deea7ae32c7d388a2fc4bcebac7f{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-1af7ur-ddd9deea7ae32c7d388a2fc4bcebac7f hr-invisible  avia-builder-el-121  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-adrjyr-f80094c4e4a058ed8a34fe7460011645\">\n#top .av_textblock_section.av-adrjyr-f80094c4e4a058ed8a34fe7460011645 .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-adrjyr-f80094c4e4a058ed8a34fe7460011645 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Shishir Sanghvi, CFA<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Partner<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-f27303-9e4a097d2311613f732577c8e8fe3502\">\n.flex_column.av-f27303-9e4a097d2311613f732577c8e8fe3502{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-f27303-9e4a097d2311613f732577c8e8fe3502 av_one_third  avia-builder-el-123  el_after_av_one_third  el_before_av_one_full  portrait-head flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1eow9f-57f82dc7b40957e96ea5e7b51e949abb\">\n.avia-image-container.av-1eow9f-57f82dc7b40957e96ea5e7b51e949abb img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-1eow9f-57f82dc7b40957e96ea5e7b51e949abb .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-1eow9f-57f82dc7b40957e96ea5e7b51e949abb av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-124  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3407 avia-img-lazy-loading-not-3407 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2023\/09\/vincent_web.jpg\" alt='' title='vincent_web'  height=\"400\" width=\"500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2023\/09\/vincent_web.jpg 500w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2023\/09\/vincent_web-300x240.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-d091o3-12239edd575fb96786a4b5132c839dd9\">\n#top .hr.hr-invisible.av-d091o3-12239edd575fb96786a4b5132c839dd9{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-d091o3-12239edd575fb96786a4b5132c839dd9 hr-invisible  avia-builder-el-125  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-b7bq5f-6a12b19f770a5ae359ccb5f00567cdcf\">\n#top .av_textblock_section.av-b7bq5f-6a12b19f770a5ae359ccb5f00567cdcf .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-b7bq5f-6a12b19f770a5ae359ccb5f00567cdcf '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Vincent Taccoz<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Partner<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-98z5b7-3363ae261c840b3ad3928c488045d3ff\">\n.flex_column.av-98z5b7-3363ae261c840b3ad3928c488045d3ff{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-98z5b7-3363ae261c840b3ad3928c488045d3ff av_one_full  avia-builder-el-127  el_after_av_one_third  el_before_av_one_full  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-oetmb-b7361b6a85525074dc9fdb19802ffbda '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Florence is a CWMA-certified advisor with Swiss Federal credentials and specialised training in finance, compliance, and digital innovation.<\/p>\n<p>With 24 years in private banking, including 19 at Julius Baer in Geneva, Florence has built lasting relationships with Saudi and GCC families, advising them on wealth structuring, investments, and family governance.<\/p>\n<p>Her expertise includes cross-border structuring, Sharia-compliant investments, and tailored solutions for HNW and UHNW clients.<\/p>\n<p>Florence joined <strong>hbs<\/strong> as a Partner in October 2025.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4tcu0z-bda1abed89cc5bd41ddc40343d2499d9\">\n.av_font_icon.av-4tcu0z-bda1abed89cc5bd41ddc40343d2499d9 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-4tcu0z-bda1abed89cc5bd41ddc40343d2499d9 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:florence@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mrs Rossetti a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-7vtv7-4271714d692486c84cc22812f4c61aaf\">\n.av_font_icon.av-7vtv7-4271714d692486c84cc22812f4c61aaf .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-7vtv7-4271714d692486c84cc22812f4c61aaf avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Florence-Rossetti.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mrs Rossetti to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9uo6lf-478517068689e0d96f3e39a552f92ff9\">\n.flex_column.av-9uo6lf-478517068689e0d96f3e39a552f92ff9{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-9uo6lf-478517068689e0d96f3e39a552f92ff9 av_one_full  avia-builder-el-131  el_after_av_one_full  el_before_av_one_full  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-7xcomr-722590b322cdc7ed4ea863201ff66c27 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Shishir is a seasoned and respected banker in the wealth management industry with a 26 year career in finance. In 1998, he joined Citigroup corporate &#038; investment banking, working in London and Switzerland. He then worked in commodity trade finance at the Antwerp Diamond Bank. In 2007, he joined HSBC private bank (Switzerland) covering the Indian Sub-Continent and Africa region, before joining Lombard Odier in 2014 as a Banker advising entrepreneurs and their families across Africa, the UAE and the UK. Additionally, Shishir has a solid experience in both commercial and residential real estate in Switzerland, France and India.<br \/>\nHe holds a finance degree from Haute Ecole de Commerce (HEC) of Lausanne, as well as a CFA and holds a Swiss CWMA certification.<\/p>\n<p>Shishir joined <strong>hbs<\/strong> in October 2024 as a Partner.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5nn5kj-61ddee96e77db80f55a7a0b8de9992ea\">\n.av_font_icon.av-5nn5kj-61ddee96e77db80f55a7a0b8de9992ea .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-5nn5kj-61ddee96e77db80f55a7a0b8de9992ea avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/shishir-sanghvi-\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr Sanghvi on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3qoqab-76e321c683b7bd1ebfcd7dd3cd91c621\">\n.av_font_icon.av-3qoqab-76e321c683b7bd1ebfcd7dd3cd91c621 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-3qoqab-76e321c683b7bd1ebfcd7dd3cd91c621 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:shishir@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Sanghvi a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2qrncz-8ffd28bb27d90184fb3e532997035c6b\">\n.av_font_icon.av-2qrncz-8ffd28bb27d90184fb3e532997035c6b .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-2qrncz-8ffd28bb27d90184fb3e532997035c6b avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Shishir-Sanghvi.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Sanghvi to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-935j0j-8888475bccd4990849eaba7affb4ec1e\">\n.flex_column.av-935j0j-8888475bccd4990849eaba7affb4ec1e{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-935j0j-8888475bccd4990849eaba7affb4ec1e av_one_full  avia-builder-el-136  el_after_av_one_full  el_before_av_one_third  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-7dglb7-2b664e7c86e4e0b41134ead9761d98c7 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Vincent Taccoz holds a Diploma in Finance and Investments from AZEK, Geneva.\u00a0He is a Certified International Wealth Manager (CIWM).<\/p>\n<p>He started his career at UBS in 2000 where he spent 15 years working in Z\u00fcrich, Geneva, Singapore and Dubai covering Middle East clients. In 2018, he became Team Head in Dubai where he successfully hired and managed a Team of 10 senior Relationship Managers and Investment Advisors with a focus on the Saudi market.<\/p>\n<p>Vincent Taccoz joined <strong>hbs<\/strong> in August 2023 as a Partner.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5y1t83-9fab7d630bc62ce5a458c9d17f86cdca\">\n.av_font_icon.av-5y1t83-9fab7d630bc62ce5a458c9d17f86cdca .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-5y1t83-9fab7d630bc62ce5a458c9d17f86cdca avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/vincent-taccoz-62279187\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr Taccoz on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4bbeeb-166fb9d1c2197f6d484bc1933737736a\">\n.av_font_icon.av-4bbeeb-166fb9d1c2197f6d484bc1933737736a .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-4bbeeb-166fb9d1c2197f6d484bc1933737736a avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:vincent@hbs-me.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Taccoz a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3b067n-9997ae0b57fbdab800217d6af51d58ca\">\n.av_font_icon.av-3b067n-9997ae0b57fbdab800217d6af51d58ca .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-3b067n-9997ae0b57fbdab800217d6af51d58ca avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Vincent-Taccoz.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Taccoz to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-f5m40j-87f2b8f6b7d391c786c3f8a3a8466a23\">\n.flex_column.av-f5m40j-87f2b8f6b7d391c786c3f8a3a8466a23{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-f5m40j-87f2b8f6b7d391c786c3f8a3a8466a23 av_one_third  avia-builder-el-141  el_after_av_one_full  el_before_av_one_full  portrait-head first flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-e1mfb7-cea68115350336a1203347f78112ceba\">\n.avia-image-container.av-e1mfb7-cea68115350336a1203347f78112ceba img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-e1mfb7-cea68115350336a1203347f78112ceba .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-e1mfb7-cea68115350336a1203347f78112ceba av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-142  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3504 avia-img-lazy-loading-not-3504 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/01\/brad.jpg\" alt='' title='brad'  height=\"800\" width=\"1000\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/01\/brad.jpg 1000w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/01\/brad-300x240.jpg 300w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/01\/brad-768x614.jpg 768w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/01\/brad-705x564.jpg 705w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-cj1u03-9aee79ca0885694fdf3db99d3f61c7a5\">\n#top .hr.hr-invisible.av-cj1u03-9aee79ca0885694fdf3db99d3f61c7a5{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-cj1u03-9aee79ca0885694fdf3db99d3f61c7a5 hr-invisible  avia-builder-el-143  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-adlrmr-474d1d33f3c343af477b130b64bd3c96\">\n#top .av_textblock_section.av-adlrmr-474d1d33f3c343af477b130b64bd3c96 .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-adlrmr-474d1d33f3c343af477b130b64bd3c96 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Brad Walmsley<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Partner<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9jjlar-971cb336b6c51c670f456f106d90a2dd\">\n.flex_column.av-9jjlar-971cb336b6c51c670f456f106d90a2dd{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-9jjlar-971cb336b6c51c670f456f106d90a2dd av_one_full  avia-builder-el-145  el_after_av_one_third  el_before_av_hr  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-7pr6yb-b47c86606d78860ba48afe29f6241fc7 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p class=\"x_MsoNormal\"><span class=\"elementToProof\">Brad holds a degree in Law from the University of West Australia and an MBA from IMD, Lausanne. He is also a Senior Fellow FINSIA, the Australian financial services professional body.<\/span><\/p>\n<p class=\"x_MsoNormal elementToProof\"><span lang=\"EN-US\">Originally a Finance Journalist, Brad has an extensive investment banking &#038; private equity experience and is a former Member of the Australian Stock Exchange. Joined Citibank Switzerland in 1992, \u00a0then Lombard Odier in 2000, in charge of clients from the UK, Australia and Asia.<\/span><\/p>\n<p class=\"x_MsoNormal\"><span lang=\"EN-US\">In 2022 he joined <strong>hbs<\/strong> as a Partner to focus specifically on the investment needs of his clients.<\/span><\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-558n9f-a689fdcc315576eacdaa1a515c6e386f\">\n.av_font_icon.av-558n9f-a689fdcc315576eacdaa1a515c6e386f .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-558n9f-a689fdcc315576eacdaa1a515c6e386f avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/brad-walmsley-0365b4204\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr Walmsley on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3umu0z-42b5100a8bcfd77a28ad4ac35b453aad\">\n.av_font_icon.av-3umu0z-42b5100a8bcfd77a28ad4ac35b453aad .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-3umu0z-42b5100a8bcfd77a28ad4ac35b453aad avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:b.walmsley@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Walmsley a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-24ogtf-f7f2381c6cda3777e56c40985377f029\">\n.av_font_icon.av-24ogtf-f7f2381c6cda3777e56c40985377f029 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-24ogtf-f7f2381c6cda3777e56c40985377f029 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Brad-Walmsley.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Walmsley to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div><div  class='hr av-2udybf-590612d602b270aa07453a58a3995070 hr-default  avia-builder-el-150  el_after_av_one_full  avia-builder-el-last  portrait-section-divider'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6i8lfsj-3d849fc624c13ee3d2e4838b0d40ff4f\">\n.avia-section.av-6i8lfsj-3d849fc624c13ee3d2e4838b0d40ff4f{\nbackground-color:#f6f6f6;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_5'  class='avia-section av-6i8lfsj-3d849fc624c13ee3d2e4838b0d40ff4f main_color avia-section-default avia-no-border-styling  avia-builder-el-151  el_after_av_section  el_before_av_section  portrait-section avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-2355'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6h6amg3-7a008bca5939a187a3ad92ce5a541f14\">\n.flex_column.av-6h6amg3-7a008bca5939a187a3ad92ce5a541f14{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-6h6amg3-7a008bca5939a187a3ad92ce5a541f14 av_one_third  avia-builder-el-152  el_before_av_one_third  avia-builder-el-first  portrait-head first flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6eon66b-d0f3c7dfece3d8b7d64f7e4007fb4ba3\">\n.avia-image-container.av-6eon66b-d0f3c7dfece3d8b7d64f7e4007fb4ba3 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-6eon66b-d0f3c7dfece3d8b7d64f7e4007fb4ba3 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-6eon66b-d0f3c7dfece3d8b7d64f7e4007fb4ba3 av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-153  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3527 avia-img-lazy-loading-not-3527 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/02\/Jose_alvarez.jpg\" alt='' title='Jose_alvarez'  height=\"400\" width=\"500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/02\/Jose_alvarez.jpg 500w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/02\/Jose_alvarez-300x240.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6cexfeb-2c870645022be9968dc8665ab68cef12\">\n#top .hr.hr-invisible.av-6cexfeb-2c870645022be9968dc8665ab68cef12{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-6cexfeb-2c870645022be9968dc8665ab68cef12 hr-invisible  avia-builder-el-154  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6bxk7oj-59cbaac7536cfa35bf19e33723e1e0ac\">\n#top .av_textblock_section.av-6bxk7oj-59cbaac7536cfa35bf19e33723e1e0ac .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-6bxk7oj-59cbaac7536cfa35bf19e33723e1e0ac '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Jos\u00e9 Alvarez, CFA<\/h3>\n<p class=\"western\" align=\"left\">Senior Portfolio Manager<\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-etwxz7-8ed54035aa522e709b3a64de4a7eba0f\">\n.flex_column.av-etwxz7-8ed54035aa522e709b3a64de4a7eba0f{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-etwxz7-8ed54035aa522e709b3a64de4a7eba0f av_one_third  avia-builder-el-156  el_after_av_one_third  el_before_av_one_third  portrait-head flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-cd7kk3-308c645dc4cdf86e41c5471aedf30b9c\">\n.avia-image-container.av-cd7kk3-308c645dc4cdf86e41c5471aedf30b9c img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-cd7kk3-308c645dc4cdf86e41c5471aedf30b9c .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-cd7kk3-308c645dc4cdf86e41c5471aedf30b9c av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-157  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-1738 avia-img-lazy-loading-not-1738 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2015\/07\/hbs05.jpg\" alt='' title='hbs05'  height=\"400\" width=\"500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2015\/07\/hbs05.jpg 500w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2015\/07\/hbs05-300x240.jpg 300w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2015\/07\/hbs05-450x360.jpg 450w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-b1xyub-60c0230024d4a713b0383756a542ffe8\">\n#top .hr.hr-invisible.av-b1xyub-60c0230024d4a713b0383756a542ffe8{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-b1xyub-60c0230024d4a713b0383756a542ffe8 hr-invisible  avia-builder-el-158  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9uwjir-b8667ad5bb4198b88724e128ee336f73\">\n#top .av_textblock_section.av-9uwjir-b8667ad5bb4198b88724e128ee336f73 .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-9uwjir-b8667ad5bb4198b88724e128ee336f73 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Fernando Araujo<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Relationship Manager<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-fyx2er-e56235a134ff360cd800a4106b706a3d\">\n.flex_column.av-fyx2er-e56235a134ff360cd800a4106b706a3d{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-fyx2er-e56235a134ff360cd800a4106b706a3d av_one_third  avia-builder-el-160  el_after_av_one_third  el_before_av_one_full  portrait-head flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-e7erb7-397938123dd83814a37bf9f201a39cb2\">\n.avia-image-container.av-e7erb7-397938123dd83814a37bf9f201a39cb2 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-e7erb7-397938123dd83814a37bf9f201a39cb2 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-e7erb7-397938123dd83814a37bf9f201a39cb2 av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-161  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-2527 avia-img-lazy-loading-not-2527 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2020\/06\/Julia_barbosa2.jpg\" alt='' title='Julia_barbosa2'  height=\"400\" width=\"500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2020\/06\/Julia_barbosa2.jpg 500w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2020\/06\/Julia_barbosa2-300x240.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-bru3xv-638213d5fc3266fa77faeb7af67e330f\">\n#top .hr.hr-invisible.av-bru3xv-638213d5fc3266fa77faeb7af67e330f{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-bru3xv-638213d5fc3266fa77faeb7af67e330f hr-invisible  avia-builder-el-162  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-avtugj-3f5456ee0661fcfcf9244417bcc3bbf3\">\n#top .av_textblock_section.av-avtugj-3f5456ee0661fcfcf9244417bcc3bbf3 .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-avtugj-3f5456ee0661fcfcf9244417bcc3bbf3 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Julia Barbosa<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Relationship Manager<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5wlktb7-d7b178f7bd7d0333648b78cd0a5220cb\">\n.flex_column.av-5wlktb7-d7b178f7bd7d0333648b78cd0a5220cb{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-5wlktb7-d7b178f7bd7d0333648b78cd0a5220cb av_one_full  avia-builder-el-164  el_after_av_one_third  el_before_av_one_full  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-23rvz7-78906c3bbf61a367b495a5f5dd7c0705 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p class=\"western\" align=\"left\">Holds a Bachelor\u2019s Degree in Economics and a Master\u2019s Degree in Finance from the University of Geneva. He is also a CFA Charterholder and a Certified Wealth Management Advisor.<\/p>\n<p class=\"western\" align=\"left\">Jos\u00e9 has over 20 years of banking and investment experience. His expertise in portfolio management stems from a solid career path ranging from trading at HSBC to management positions at Credit Suisse, Leumi Private Bank, and Banco Santander where he was Head of Discretionary Portfolio Management from 2016 to 2023.<br \/>\nHe is a former Economics Professor of the Institut Sup\u00e9rieur de Formation Bancaire (ISFB).<\/p>\n<p class=\"western\" align=\"left\">Jos\u00e9 joined <strong>hbs<\/strong><b>\u00a0<\/b>in January 2024 as a Senior Portfolio Manager.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lskhsrh9-ff1802ddfb392dae453beae59a740e9d\">\n.av_font_icon.av-lskhsrh9-ff1802ddfb392dae453beae59a740e9d .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-lskhsrh9-ff1802ddfb392dae453beae59a740e9d avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/jos%C3%A9-alvarez-cfa-b71b0433\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr Alvarez on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5t0d3w3-eea98690a69d48c03297f7f9a8fc522e\">\n.av_font_icon.av-5t0d3w3-eea98690a69d48c03297f7f9a8fc522e .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-5t0d3w3-eea98690a69d48c03297f7f9a8fc522e avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:jose@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Alvarez a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5r7ushv-17fc2db66ec16105b88f33b142c4c405\">\n.av_font_icon.av-5r7ushv-17fc2db66ec16105b88f33b142c4c405 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-5r7ushv-17fc2db66ec16105b88f33b142c4c405 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Jose-Alvarez.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Alvarez to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-7qvpab-d4ef355101bbef43194bc61f61c28f1b\">\n.flex_column.av-7qvpab-d4ef355101bbef43194bc61f61c28f1b{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-7qvpab-d4ef355101bbef43194bc61f61c28f1b av_one_full  avia-builder-el-169  el_after_av_one_full  el_before_av_one_full  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-54zfgz-7e83853240e0b0c3a7719ecb3b35b93c '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Fernando graduated from the Geneva &#8220;Ecole superieure de Commerce&#8221; and obtained a \u201cWealth Management\u201d diploma.<\/p>\n<p>He worked in the Finance department of the Canton of Geneva.<\/p>\n<p>In 2000 he joined Citco Funds in Geneva providing administrative services for investment funds.<\/p>\n<p>In 2004 he started at HSBC in Geneva as a Fund Trader and became responsible for the Fund Trading team. In 2010 he accepted a position as a Relationship Manager on the Brazilian team.<\/p>\n<p>Since 2014 he has been a client Relationship Manager at <strong>hbs<\/strong>.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-45bkc3-4cdb31e03428c6e2f21224e2f5c1bd48\">\n.av_font_icon.av-45bkc3-4cdb31e03428c6e2f21224e2f5c1bd48 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-45bkc3-4cdb31e03428c6e2f21224e2f5c1bd48 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:fernando@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Araujo a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-24k6hv-cc49e886b07a72cf732893ed1993ec7e\">\n.av_font_icon.av-24k6hv-cc49e886b07a72cf732893ed1993ec7e .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-24k6hv-cc49e886b07a72cf732893ed1993ec7e avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Fernando-Araujo.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Araujo to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8q2f4z-af71a22a4b4aec2505de87d9f94636d5\">\n.flex_column.av-8q2f4z-af71a22a4b4aec2505de87d9f94636d5{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-8q2f4z-af71a22a4b4aec2505de87d9f94636d5 av_one_full  avia-builder-el-173  el_after_av_one_full  el_before_av_one_third  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-77740z-efdf31e1bb0635964836f2cafd295f4e '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Julia began her career as an apprentice at Pictet &#038; Cie Bank in 2010.<\/p>\n<p>She joined the Private Banking departement as an Executive Assistant in 2013.<\/p>\n<p>She moved to <strong>hbs<\/strong> in September 2019 as an Executive Management Assistant, and became Relationship Manager in 2025.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-601edv-e0e50189123cb8e9ab1344287698e2fe\">\n.av_font_icon.av-601edv-e0e50189123cb8e9ab1344287698e2fe .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-601edv-e0e50189123cb8e9ab1344287698e2fe avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/julia-barbosa-27aba8161\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mrs Barbosa on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3lzu1f-ed1ed3fb36e15a988219cce6b335b648\">\n.av_font_icon.av-3lzu1f-ed1ed3fb36e15a988219cce6b335b648 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-3lzu1f-ed1ed3fb36e15a988219cce6b335b648 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:julia@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mrs Barbosa a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-bmuz7-18c931812b7d417331a8f244c69308fa\">\n.av_font_icon.av-bmuz7-18c931812b7d417331a8f244c69308fa .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-bmuz7-18c931812b7d417331a8f244c69308fa avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Julia-Barbosa.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mrs Barbosa to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ev6lhv-c3d3d0082146ed37a0517ff81d2b3d9c\">\n.flex_column.av-ev6lhv-c3d3d0082146ed37a0517ff81d2b3d9c{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-ev6lhv-c3d3d0082146ed37a0517ff81d2b3d9c av_one_third  avia-builder-el-178  el_after_av_one_full  el_before_av_one_third  portrait-head first flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-cnbxub-752e6b3f3231924510d5515798f58567\">\n.avia-image-container.av-cnbxub-752e6b3f3231924510d5515798f58567 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-cnbxub-752e6b3f3231924510d5515798f58567 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-cnbxub-752e6b3f3231924510d5515798f58567 av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-179  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3659 avia-img-lazy-loading-not-3659 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/03\/audrey_web.jpg\" alt='' title='audrey_web'  height=\"400\" width=\"500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/03\/audrey_web.jpg 500w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/03\/audrey_web-300x240.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-bbvwn7-1bf3740416299b6fad9e249017c534e2\">\n#top .hr.hr-invisible.av-bbvwn7-1bf3740416299b6fad9e249017c534e2{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-bbvwn7-1bf3740416299b6fad9e249017c534e2 hr-invisible  avia-builder-el-180  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9ba3f7-98d36dc6d68223032ef72378929d487d\">\n#top .av_textblock_section.av-9ba3f7-98d36dc6d68223032ef72378929d487d .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-9ba3f7-98d36dc6d68223032ef72378929d487d '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Audrey Boner<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Junior Relationship Manager<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-g4hgwz-062bc0a80576f9f13905ce3ab953c811\">\n.flex_column.av-g4hgwz-062bc0a80576f9f13905ce3ab953c811{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-g4hgwz-062bc0a80576f9f13905ce3ab953c811 av_one_third  avia-builder-el-182  el_after_av_one_third  el_before_av_one_third  portrait-head flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-e7v1qb-5d64af10a2357c8f5c925494a9f791ad\">\n.avia-image-container.av-e7v1qb-5d64af10a2357c8f5c925494a9f791ad img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-e7v1qb-5d64af10a2357c8f5c925494a9f791ad .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-e7v1qb-5d64af10a2357c8f5c925494a9f791ad av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-183  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3780 avia-img-lazy-loading-not-3780 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/11\/mathilde_web.jpg\" alt='' title='mathilde_web'  height=\"800\" width=\"1000\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/11\/mathilde_web.jpg 1000w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/11\/mathilde_web-300x240.jpg 300w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/11\/mathilde_web-768x614.jpg 768w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/11\/mathilde_web-705x564.jpg 705w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-cu8zw3-5bc738372438be4707c33c444ff9606c\">\n#top .hr.hr-invisible.av-cu8zw3-5bc738372438be4707c33c444ff9606c{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-cu8zw3-5bc738372438be4707c33c444ff9606c hr-invisible  avia-builder-el-184  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-aiso0z-f5e3e9c1c6e101d97ef386d315f1795e\">\n#top .av_textblock_section.av-aiso0z-f5e3e9c1c6e101d97ef386d315f1795e .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-aiso0z-f5e3e9c1c6e101d97ef386d315f1795e '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Mathilde Chamel<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Middle Officer<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4x9fpbn-3b118d828eb4f2da34f7cf791d1dbb2b\">\n.flex_column.av-4x9fpbn-3b118d828eb4f2da34f7cf791d1dbb2b{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-4x9fpbn-3b118d828eb4f2da34f7cf791d1dbb2b av_one_third  avia-builder-el-186  el_after_av_one_third  el_before_av_one_full  portrait-head flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4wbqzwz-a481eacebb6c4273584150503015ebcb\">\n.avia-image-container.av-4wbqzwz-a481eacebb6c4273584150503015ebcb img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-4wbqzwz-a481eacebb6c4273584150503015ebcb .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-4wbqzwz-a481eacebb6c4273584150503015ebcb av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-187  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-4086 avia-img-lazy-loading-not-4086 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/10\/elia_web.png\" alt='' title='elia_web'  height=\"800\" width=\"1000\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/10\/elia_web.png 1000w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/10\/elia_web-300x240.png 300w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/10\/elia_web-768x614.png 768w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/10\/elia_web-705x564.png 705w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4ut66w3-3dc9ba2d4ce140b8c4cc64db9503a18f\">\n#top .hr.hr-invisible.av-4ut66w3-3dc9ba2d4ce140b8c4cc64db9503a18f{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-4ut66w3-3dc9ba2d4ce140b8c4cc64db9503a18f hr-invisible  avia-builder-el-188  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1q828z-c76c9280b3274bee806609ecdb77be93\">\n#top .av_textblock_section.av-1q828z-c76c9280b3274bee806609ecdb77be93 .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-1q828z-c76c9280b3274bee806609ecdb77be93 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Elia Doleyres<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Relationship Manager<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-883zj7-ab071cf277767b273401c9f9f0c56f48\">\n.flex_column.av-883zj7-ab071cf277767b273401c9f9f0c56f48{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-883zj7-ab071cf277767b273401c9f9f0c56f48 av_one_full  avia-builder-el-190  el_after_av_one_third  el_before_av_one_full  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-m25066qj-4ee49f66721640bb8ccce0abdb6206fe '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>After a Bachelor&#8217;s degree in digital marketing, Audrey decided to move towards the finance sector and began her career in 2020 with a Geneva-based Independent Asset Manager.<br \/>\nIn 2024, she joined <b>hbs<\/b> as a Relationship Manager Assistant and became Junior Relationship Manager in 2025.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5tgcfn-55e63fdc4f3e541217640ba9270ca0f4\">\n.av_font_icon.av-5tgcfn-55e63fdc4f3e541217640ba9270ca0f4 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-5tgcfn-55e63fdc4f3e541217640ba9270ca0f4 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/audrey-boner-22b877140\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mrs Boner on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3jo12b-4622a961ba467f1c8c27bb015c03ce8b\">\n.av_font_icon.av-3jo12b-4622a961ba467f1c8c27bb015c03ce8b .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-3jo12b-4622a961ba467f1c8c27bb015c03ce8b avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:audrey@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mrs Boner a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-359jxv-a48479cdf56d0b50518a188978ff82fb\">\n.av_font_icon.av-359jxv-a48479cdf56d0b50518a188978ff82fb .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-359jxv-a48479cdf56d0b50518a188978ff82fb avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Audrey-Boner.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mrs Boner to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-96n4mb-f8444da47fdac022d9eea9beccc8954a\">\n.flex_column.av-96n4mb-f8444da47fdac022d9eea9beccc8954a{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-96n4mb-f8444da47fdac022d9eea9beccc8954a av_one_full  avia-builder-el-195  el_after_av_one_full  el_before_av_one_full  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-7fuyvn-83d8a65b4b562fe9d8f78fcc861f64e8 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>After completing a dual Master\u2019s Degree from Grenoble Ecole de Management in 2021, Mathilde began her career at a consulting firm in Paris. She then joined a private bank in Geneva in 2023.<\/p>\n<p>In 2024, she joined <strong>hbs<\/strong> as a Middle Officer.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6kvcub-048247db2eab0b7e28dae0fbfc6b6469\">\n.av_font_icon.av-6kvcub-048247db2eab0b7e28dae0fbfc6b6469 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-6kvcub-048247db2eab0b7e28dae0fbfc6b6469 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/mathilde-chamel-284134102\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mrs Chamel on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3m5u37-2353ce812e1ba65cb5e7396801f336b9\">\n.av_font_icon.av-3m5u37-2353ce812e1ba65cb5e7396801f336b9 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-3m5u37-2353ce812e1ba65cb5e7396801f336b9 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:mathilde@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mrs Chamel a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-26f9mb-280e87491f09f1ff4a49f3d6e5060ff9\">\n.av_font_icon.av-26f9mb-280e87491f09f1ff4a49f3d6e5060ff9 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-26f9mb-280e87491f09f1ff4a49f3d6e5060ff9 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Mathilde-Chamel.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mrs Chamel to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4b0fbr7-66bf3f6d4eb29583782790f48447d947\">\n.flex_column.av-4b0fbr7-66bf3f6d4eb29583782790f48447d947{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-4b0fbr7-66bf3f6d4eb29583782790f48447d947 av_one_full  avia-builder-el-200  el_after_av_one_full  el_before_av_one_third  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-48brloz-68f6d54663af7ca63138b40d08f7e547 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Elia brings over 15 years of banking experience, blending private client services with high-end digital project leadership in Europe and Asia.<\/p>\n<p>She spearheaded e-banking solutions development for BNP Paribas in Singapore before joining J.P. Morgan to drive cross-functional initiatives in digital transformation, and became Tech Lead in their Geneva division, optimising business tools and enhancing client services.<\/p>\n<p>She joined <strong>hbs<\/strong> in 2025 as a Relationship Manager.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-47wgjqb-9ad250356085d2533a9a1a7fb6c0fb99\">\n.av_font_icon.av-47wgjqb-9ad250356085d2533a9a1a7fb6c0fb99 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-47wgjqb-9ad250356085d2533a9a1a7fb6c0fb99 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/elia-doleyres-6b6b60209\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mrs Doleyres on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-463mvdv-63b80ba7a0c8b62e15a00dc08eb8b6ba\">\n.av_font_icon.av-463mvdv-63b80ba7a0c8b62e15a00dc08eb8b6ba .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-463mvdv-63b80ba7a0c8b62e15a00dc08eb8b6ba avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:Elia@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mrs Doleyres a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-43hzdxf-e86a3efc00b4dfda073c28a8db1394f6\">\n.av_font_icon.av-43hzdxf-e86a3efc00b4dfda073c28a8db1394f6 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-43hzdxf-e86a3efc00b4dfda073c28a8db1394f6 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Elia-Doleyres.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mrs Doleyres to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-gfw4v7-8d1f72366c456b1266c9a7018f9ffe00\">\n.flex_column.av-gfw4v7-8d1f72366c456b1266c9a7018f9ffe00{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-gfw4v7-8d1f72366c456b1266c9a7018f9ffe00 av_one_third  avia-builder-el-205  el_after_av_one_full  el_before_av_one_third  portrait-head first flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-dvddgj-5a8ff4790578aa266155e944c3d95c74\">\n.avia-image-container.av-dvddgj-5a8ff4790578aa266155e944c3d95c74 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-dvddgj-5a8ff4790578aa266155e944c3d95c74 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-dvddgj-5a8ff4790578aa266155e944c3d95c74 av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-206  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-2216 avia-img-lazy-loading-not-2216 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2019\/01\/olivier_filgueira.jpg\" alt='' title='olivier_filgueira'  height=\"400\" width=\"500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2019\/01\/olivier_filgueira.jpg 500w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2019\/01\/olivier_filgueira-300x240.jpg 300w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2019\/01\/olivier_filgueira-450x360.jpg 450w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-c91blv-9e0d6654fe1bccbaabbcdf0742e61684\">\n#top .hr.hr-invisible.av-c91blv-9e0d6654fe1bccbaabbcdf0742e61684{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-c91blv-9e0d6654fe1bccbaabbcdf0742e61684 hr-invisible  avia-builder-el-207  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-b9lloj-c77bb46ba800c67d358e747e20232218\">\n#top .av_textblock_section.av-b9lloj-c77bb46ba800c67d358e747e20232218 .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-b9lloj-c77bb46ba800c67d358e747e20232218 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Olivier Filgueira, CIIA<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Senior Portfolio Manager<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-42kum43-b0b53bbc39a8d0aa22fe8134bd2d5218\">\n.flex_column.av-42kum43-b0b53bbc39a8d0aa22fe8134bd2d5218{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-42kum43-b0b53bbc39a8d0aa22fe8134bd2d5218 av_one_third  avia-builder-el-209  el_after_av_one_third  el_before_av_one_third  portrait-head flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-efwm43-2413ffd93ca79824d45604aba94a7ce7\">\n.avia-image-container.av-efwm43-2413ffd93ca79824d45604aba94a7ce7 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-efwm43-2413ffd93ca79824d45604aba94a7ce7 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-efwm43-2413ffd93ca79824d45604aba94a7ce7 av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-210  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-2568 avia-img-lazy-loading-not-2568 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2020\/07\/andreaweb.jpg\" alt='' title='andreaweb'  height=\"400\" width=\"500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2020\/07\/andreaweb.jpg 500w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2020\/07\/andreaweb-300x240.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3z7h6qb-69f3b6d841e3a75fcde75cee16e932a5\">\n#top .hr.hr-invisible.av-3z7h6qb-69f3b6d841e3a75fcde75cee16e932a5{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-3z7h6qb-69f3b6d841e3a75fcde75cee16e932a5 hr-invisible  avia-builder-el-211  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3y33s77-a7116f1571e28f290b86122855bc5d55\">\n#top .av_textblock_section.av-3y33s77-a7116f1571e28f290b86122855bc5d55 .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-3y33s77-a7116f1571e28f290b86122855bc5d55 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Andrea Laurent<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Chief Investment Officer<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3w8s3er-36453100d6cfde5d2dc864ecdd16f7ba\">\n.flex_column.av-3w8s3er-36453100d6cfde5d2dc864ecdd16f7ba{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-3w8s3er-36453100d6cfde5d2dc864ecdd16f7ba av_one_third  avia-builder-el-213  el_after_av_one_third  el_before_av_one_full  portrait-head flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3twfef7-e10bb804bc03d052eb14c54b71b279f3\">\n.avia-image-container.av-3twfef7-e10bb804bc03d052eb14c54b71b279f3 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-3twfef7-e10bb804bc03d052eb14c54b71b279f3 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-3twfef7-e10bb804bc03d052eb14c54b71b279f3 av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-214  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3001 avia-img-lazy-loading-not-3001 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2021\/09\/agnieszka.jpg\" alt='' title='agnieszka'  height=\"400\" width=\"500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2021\/09\/agnieszka.jpg 500w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2021\/09\/agnieszka-300x240.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3syuc6r-0ea53db2975ed8131eaf0e1227c7ea79\">\n#top .hr.hr-invisible.av-3syuc6r-0ea53db2975ed8131eaf0e1227c7ea79{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-3syuc6r-0ea53db2975ed8131eaf0e1227c7ea79 hr-invisible  avia-builder-el-215  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3r2zkdf-390943ca0fc9cbe9a30ebd80d2e04bf8\">\n#top .av_textblock_section.av-3r2zkdf-390943ca0fc9cbe9a30ebd80d2e04bf8 .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-3r2zkdf-390943ca0fc9cbe9a30ebd80d2e04bf8 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Agnieszka Le\u015bkiewicz<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Receptionist, Executive Assistant<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-z3c7n-1036f3b2c11016c716da4d2edbbbf927\">\n.flex_column.av-z3c7n-1036f3b2c11016c716da4d2edbbbf927{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-z3c7n-1036f3b2c11016c716da4d2edbbbf927 av_one_full  avia-builder-el-217  el_after_av_one_third  el_before_av_one_full  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-82riir-943fc4c4d83f6b0001fd916aa4b06bf4 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Olivier started his career at Pictet &#038; Cie Bank as an apprentice in 2006.<\/p>\n<p>He joined the Private Banking department as an assistant in 2010.<\/p>\n<p>He was appointed a Junior Private Banker in September 2013 and then a Private Banker in March 2016.<\/p>\n<p>He joined <strong>hbs<\/strong> in November 2018.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5hkbhf-d9006073159c410a4dc2237fe5f00d5d\">\n.av_font_icon.av-5hkbhf-d9006073159c410a4dc2237fe5f00d5d .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-5hkbhf-d9006073159c410a4dc2237fe5f00d5d avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/olivier-filgueira-ciia-476865146\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr Filgueira on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3msc9v-5fff9213eecca1ab85a8c50579e62e6a\">\n.av_font_icon.av-3msc9v-5fff9213eecca1ab85a8c50579e62e6a .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-3msc9v-5fff9213eecca1ab85a8c50579e62e6a avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:olivier@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Filgueira a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-22c0oz-b01e38102ca007af3639d53fe0cd2d6c\">\n.av_font_icon.av-22c0oz-b01e38102ca007af3639d53fe0cd2d6c .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-22c0oz-b01e38102ca007af3639d53fe0cd2d6c avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Olivier-Filgueira.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Filgueira to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3i41u4z-4f70939101e9154a96e13c6022a392af\">\n.flex_column.av-3i41u4z-4f70939101e9154a96e13c6022a392af{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-3i41u4z-4f70939101e9154a96e13c6022a392af av_one_full  avia-builder-el-222  el_after_av_one_full  el_before_av_one_full  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-3gu9e03-a10a8ee983f91b7abced470626f739dc '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Andrea holds an MBA and a PhD in Finance from the University of St-Gallen.<\/p>\n<p>He worked in several Swiss financial institutions in the fields of portfolio and fund management for private and institutional clients.<\/p>\n<p>He specialized in tactical asset allocation, trend following techniques and drawdown protection strategies.<\/p>\n<p>He joined <strong>hbs<\/strong> in January 2020 as Chief Investment Officer with a view to heading up and significantly strengthening and sharpening our investment business.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3f187lf-d6a631b9d931a20ec2a67288c3e5ecfc\">\n.av_font_icon.av-3f187lf-d6a631b9d931a20ec2a67288c3e5ecfc .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-3f187lf-d6a631b9d931a20ec2a67288c3e5ecfc avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/andrea-laurent\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr Laurent on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3d7nbb7-697bd53f93bffc7bd981ea4dfcae1621\">\n.av_font_icon.av-3d7nbb7-697bd53f93bffc7bd981ea4dfcae1621 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-3d7nbb7-697bd53f93bffc7bd981ea4dfcae1621 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:andrea@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Laurent a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3bvfmqr-f78d06feadc571c4bda0e7cf520a1b89\">\n.av_font_icon.av-3bvfmqr-f78d06feadc571c4bda0e7cf520a1b89 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-3bvfmqr-f78d06feadc571c4bda0e7cf520a1b89 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Andrea-Laurent.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Laurent to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3a333oj-14e946068df67f3a323a5c38333a52ec\">\n.flex_column.av-3a333oj-14e946068df67f3a323a5c38333a52ec{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-3a333oj-14e946068df67f3a323a5c38333a52ec av_one_full  avia-builder-el-227  el_after_av_one_full  el_before_av_one_third  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-3971c6r-9932f93075102e6885eba0d6088ef079 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Initially active in the hotel industry, Agnieszka worked in various hotels in France and in the UK between 2006 and 2019.<\/p>\n<p>Then, she spent two years at Gate Gourmet at the Swiss Lounge.<\/p>\n<p>She joined <strong>hbs<\/strong> in September 2020 as a receptionist and became executive assistant in 2024.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-36b74kj-01cbe980e833b3bb0384a756181052fd\">\n.av_font_icon.av-36b74kj-01cbe980e833b3bb0384a756181052fd .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-36b74kj-01cbe980e833b3bb0384a756181052fd avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:agnieszka@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Ms Le\u015bkiewicz a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-35gx8gj-c506c9d4886b214a8a233038f1259911\">\n.av_font_icon.av-35gx8gj-c506c9d4886b214a8a233038f1259911 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-35gx8gj-c506c9d4886b214a8a233038f1259911 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Agnieszka-Leskiewicz.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Ms Le\u015bkiewicz to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2wv4443-c154757c839e60a056a17e28b2ed7692\">\n.flex_column.av-2wv4443-c154757c839e60a056a17e28b2ed7692{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-2wv4443-c154757c839e60a056a17e28b2ed7692 av_one_third  avia-builder-el-231  el_after_av_one_full  el_before_av_one_third  portrait-head first flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2w13fsj-f28763d301554d640180b08ea0c3f8ba\">\n.avia-image-container.av-2w13fsj-f28763d301554d640180b08ea0c3f8ba img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-2w13fsj-f28763d301554d640180b08ea0c3f8ba .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-2w13fsj-f28763d301554d640180b08ea0c3f8ba av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-232  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-2154 avia-img-lazy-loading-not-2154 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2019\/01\/jeremy_pauchard.jpg\" alt='' title='jeremy_pauchard'  height=\"400\" width=\"500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2019\/01\/jeremy_pauchard.jpg 500w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2019\/01\/jeremy_pauchard-300x240.jpg 300w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2019\/01\/jeremy_pauchard-450x360.jpg 450w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2uhomir-a507686fc72b2fef9a56dd635e239b8e\">\n#top .hr.hr-invisible.av-2uhomir-a507686fc72b2fef9a56dd635e239b8e{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-2uhomir-a507686fc72b2fef9a56dd635e239b8e hr-invisible  avia-builder-el-233  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2s6d0er-2ac1bc74b4bc754aef8d01df525b7df4\">\n#top .av_textblock_section.av-2s6d0er-2ac1bc74b4bc754aef8d01df525b7df4 .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-2s6d0er-2ac1bc74b4bc754aef8d01df525b7df4 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">J\u00e9r\u00e9my Pauchard<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Relationship Manager<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l10a2b-f842cca12b3562aa3414b246e8767209\">\n.flex_column.av-l10a2b-f842cca12b3562aa3414b246e8767209{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-l10a2b-f842cca12b3562aa3414b246e8767209 av_one_third  avia-builder-el-235  el_after_av_one_third  el_before_av_one_third  portrait-head flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ml1x647q-2d2b0476c44c0ee9a2844a21fa2dddbc\">\n.avia-image-container.av-ml1x647q-2d2b0476c44c0ee9a2844a21fa2dddbc img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-ml1x647q-2d2b0476c44c0ee9a2844a21fa2dddbc .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-ml1x647q-2d2b0476c44c0ee9a2844a21fa2dddbc av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-236  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-4126 avia-img-lazy-loading-not-4126 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2026\/01\/ANA_WEB.png\" alt='' title='ANA_WEB'  height=\"800\" width=\"1000\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2026\/01\/ANA_WEB.png 1000w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2026\/01\/ANA_WEB-300x240.png 300w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2026\/01\/ANA_WEB-768x614.png 768w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2026\/01\/ANA_WEB-705x564.png 705w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-j90e8z-cc473ff42a3be435bc5cc5c9e34b98ae\">\n#top .hr.hr-invisible.av-j90e8z-cc473ff42a3be435bc5cc5c9e34b98ae{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-j90e8z-cc473ff42a3be435bc5cc5c9e34b98ae hr-invisible  avia-builder-el-237  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ml1x6z2t-678862db72acd7d71c67a81b8b621884\">\n#top .av_textblock_section.av-ml1x6z2t-678862db72acd7d71c67a81b8b621884 .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-ml1x6z2t-678862db72acd7d71c67a81b8b621884 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Ana Perrier<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Relationship Manager<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5kgwwz-8e92d395cad96ebaf311ce14d7349e35\">\n.flex_column.av-5kgwwz-8e92d395cad96ebaf311ce14d7349e35{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-5kgwwz-8e92d395cad96ebaf311ce14d7349e35 av_one_third  avia-builder-el-239  el_after_av_one_third  el_before_av_one_full  portrait-head flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1ikicwj-9419b6a5a77753eef07abb45b2e17eda\">\n.avia-image-container.av-1ikicwj-9419b6a5a77753eef07abb45b2e17eda img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-1ikicwj-9419b6a5a77753eef07abb45b2e17eda .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-1ikicwj-9419b6a5a77753eef07abb45b2e17eda av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-240  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3737 avia-img-lazy-loading-not-3737 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/10\/amit_web_s.png\" alt='' title='amit_web_s'  height=\"800\" width=\"1000\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/10\/amit_web_s.png 1000w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/10\/amit_web_s-300x240.png 300w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/10\/amit_web_s-768x614.png 768w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/10\/amit_web_s-705x564.png 705w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1ft7gwz-8168fdafb907755216a11ddcfec5adb2\">\n#top .hr.hr-invisible.av-1ft7gwz-8168fdafb907755216a11ddcfec5adb2{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-1ft7gwz-8168fdafb907755216a11ddcfec5adb2 hr-invisible  avia-builder-el-241  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1dw7jmb-01833d143431ac9a3093952f4dba514f\">\n#top .av_textblock_section.av-1dw7jmb-01833d143431ac9a3093952f4dba514f .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-1dw7jmb-01833d143431ac9a3093952f4dba514f '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Amit Salama<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Relationship Manager<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8fq4cz-736446f8baeaf0f92effafb5cbcfb736\">\n.flex_column.av-8fq4cz-736446f8baeaf0f92effafb5cbcfb736{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-8fq4cz-736446f8baeaf0f92effafb5cbcfb736 av_one_full  avia-builder-el-243  el_after_av_one_third  el_before_av_one_full  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-82riir-10-fa769e15668d22029a0eca412662efaf '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>J\u00e9r\u00e9my trained as an apprentice and graduated in 2003.<\/p>\n<p>After working at Pictet &#038; Cie Bank and Deutsche Bank, he then worked for 13 years as a Client Relationship Manager at GS bank in Geneva.<\/p>\n<p>He joined <strong>hbs<\/strong> in June 2018 as Relationship Manager and works closely with the Partners on several relationships.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6i31qb-fd012a6ffae73b2f47e10e8b72c0d091\">\n.av_font_icon.av-6i31qb-fd012a6ffae73b2f47e10e8b72c0d091 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-6i31qb-fd012a6ffae73b2f47e10e8b72c0d091 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/j\u00e9r\u00e9my-pauchard-76071431\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr Pauchard on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3uqh77-de8c3a37d4e6efb0a910528bca4ad866\">\n.av_font_icon.av-3uqh77-de8c3a37d4e6efb0a910528bca4ad866 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-3uqh77-de8c3a37d4e6efb0a910528bca4ad866 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:jeremy@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Pauchard a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1x2z4z-26dcaa0589e9ae2aae8ef28b4df4bd61\">\n.av_font_icon.av-1x2z4z-26dcaa0589e9ae2aae8ef28b4df4bd61 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-1x2z4z-26dcaa0589e9ae2aae8ef28b4df4bd61 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Jeremy-Pauchard.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Pauchard to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ykzd6r-53a2c9928512794f91899accc8f3a024\">\n.flex_column.av-ykzd6r-53a2c9928512794f91899accc8f3a024{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-ykzd6r-53a2c9928512794f91899accc8f3a024 av_one_full  avia-builder-el-248  el_after_av_one_full  el_before_av_one_full  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-wipr6r-9d7faf95b599d9d265e0e20347d54a10 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Ana has over 20 years of private banking experience in Geneva, working with EAM and UHNW clients at institutions such as HSBC Private Bank and Pictet. She has managed international client relationships across Europe, MENA and LATAM, handling complex portfolios in multicultural environments.<\/p>\n<p>Ana is recognized for her expertise in client relationship management, regulatory compliance and banking operations, combining strong technical skills with excellent interpersonal qualities.<\/p>\n<p>Ana joined<strong> hbs<\/strong> as a Relationship Manager in January 2026<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-uqv0k3-27190daa404a49458795165d552207cb\">\n.av_font_icon.av-uqv0k3-27190daa404a49458795165d552207cb .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-uqv0k3-27190daa404a49458795165d552207cb avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/ana-perrier\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mrs Perrier on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-tgjx4j-1cc1e80cf60776c3e0ced279b369c0b0\">\n.av_font_icon.av-tgjx4j-1cc1e80cf60776c3e0ced279b369c0b0 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-tgjx4j-1cc1e80cf60776c3e0ced279b369c0b0 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:ana@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mrs Perrier a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-qz597n-415bd8d1714661a5b1cdd03257766524\">\n.av_font_icon.av-qz597n-415bd8d1714661a5b1cdd03257766524 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-qz597n-415bd8d1714661a5b1cdd03257766524 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Ana-Perrier.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mrs Perrier to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-gyei2b-11048f3bc5ba19050302c17ce7246f6d\">\n.flex_column.av-gyei2b-11048f3bc5ba19050302c17ce7246f6d{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-gyei2b-11048f3bc5ba19050302c17ce7246f6d av_one_full  avia-builder-el-253  el_after_av_one_full  el_before_av_one_third  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-g1fqar-e2d99fdb577cd47a90059de11d597ad4 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>With over 15 years of experience in the banking sector, Amit worked with IDB Swiss Bank Ltd, Banque Pictet &#038; Cie SA and Baseline Wealth Management SA, where he honed his skills in client relations and investment advising by consistently delivering effective solutions and always placing his clients\u2019 interest first. He is a certified Investment Advisor (ISFB) and holds a CFA Institute Investment Foundations certificate.<\/p>\n<p>In October 2024, he joined <strong>hbs<\/strong> as a Relationship Manager.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-e7uekz-7486c442a6eba308efb6b2cda5ca8a77\">\n.av_font_icon.av-e7uekz-7486c442a6eba308efb6b2cda5ca8a77 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-e7uekz-7486c442a6eba308efb6b2cda5ca8a77 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/amit-salama\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr Salama on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-cl2a0z-30666c10e294d6f45f267341009c07ce\">\n.av_font_icon.av-cl2a0z-30666c10e294d6f45f267341009c07ce .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-cl2a0z-30666c10e294d6f45f267341009c07ce avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:amit@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Salama a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-a7b7rn-4d195c6318949746b398e5d4a78bb4c9\">\n.av_font_icon.av-a7b7rn-4d195c6318949746b398e5d4a78bb4c9 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-a7b7rn-4d195c6318949746b398e5d4a78bb4c9 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Amit-Salama.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Salama to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1kqvhf-9e9e6cfe397f2afc604cf30c0de742af\">\n.flex_column.av-1kqvhf-9e9e6cfe397f2afc604cf30c0de742af{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-1kqvhf-9e9e6cfe397f2afc604cf30c0de742af av_one_third  avia-builder-el-258  el_after_av_one_full  el_before_av_one_third  portrait-head first flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-deavjn-8fd38a37ce92f90b3f066647984f3d00\">\n.avia-image-container.av-deavjn-8fd38a37ce92f90b3f066647984f3d00 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-deavjn-8fd38a37ce92f90b3f066647984f3d00 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-deavjn-8fd38a37ce92f90b3f066647984f3d00 av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-259  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3754 avia-img-lazy-loading-not-3754 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/10\/thomas2024_s.jpg\" alt='' title='thomas2024_s'  height=\"800\" width=\"1000\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/10\/thomas2024_s.jpg 1000w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/10\/thomas2024_s-300x240.jpg 300w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/10\/thomas2024_s-768x614.jpg 768w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2024\/10\/thomas2024_s-705x564.jpg 705w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ccjkcz-caa96b7e6077141820fb23a0558d610d\">\n#top .hr.hr-invisible.av-ccjkcz-caa96b7e6077141820fb23a0558d610d{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-ccjkcz-caa96b7e6077141820fb23a0558d610d hr-invisible  avia-builder-el-260  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-b4wpfn-31f49df9c532ebb10e503071b6fe93d6\">\n#top .av_textblock_section.av-b4wpfn-31f49df9c532ebb10e503071b6fe93d6 .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-b4wpfn-31f49df9c532ebb10e503071b6fe93d6 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Thomas Saulnier<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Senior Portfolio Manager<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1d71jvn-74d513b5659f51e279768870b5220b3e\">\n.flex_column.av-1d71jvn-74d513b5659f51e279768870b5220b3e{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-1d71jvn-74d513b5659f51e279768870b5220b3e av_one_third  avia-builder-el-262  el_after_av_one_third  el_before_av_one_third  portrait-head flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1aw4xw3-7bfb87d4c8fa1163012848548760b56b\">\n.avia-image-container.av-1aw4xw3-7bfb87d4c8fa1163012848548760b56b img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-1aw4xw3-7bfb87d4c8fa1163012848548760b56b .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-1aw4xw3-7bfb87d4c8fa1163012848548760b56b av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-263  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3935 avia-img-lazy-loading-not-3935 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/04\/CYRIL.png\" alt='' title='CYRIL'  height=\"800\" width=\"1000\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/04\/CYRIL.png 1000w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/04\/CYRIL-300x240.png 300w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/04\/CYRIL-768x614.png 768w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/04\/CYRIL-705x564.png 705w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-19v3kcj-061df19cf0597053746c37fe57b44bb0\">\n#top .hr.hr-invisible.av-19v3kcj-061df19cf0597053746c37fe57b44bb0{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-19v3kcj-061df19cf0597053746c37fe57b44bb0 hr-invisible  avia-builder-el-264  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-184m4er-0ed1f1ecf982d3b2d959d5f7b5c5b995\">\n#top .av_textblock_section.av-184m4er-0ed1f1ecf982d3b2d959d5f7b5c5b995 .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-184m4er-0ed1f1ecf982d3b2d959d5f7b5c5b995 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Cyril Tanguy<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Accountant<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-f9sseb-e8bda9899798e8df3fc714c379831c08\">\n.flex_column.av-f9sseb-e8bda9899798e8df3fc714c379831c08{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-f9sseb-e8bda9899798e8df3fc714c379831c08 av_one_third  avia-builder-el-266  el_after_av_one_third  el_before_av_one_full  portrait-head flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-etb2xv-e87e374d26050c0256f5fbcf0ae1664b\">\n.avia-image-container.av-etb2xv-e87e374d26050c0256f5fbcf0ae1664b img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-etb2xv-e87e374d26050c0256f5fbcf0ae1664b .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-etb2xv-e87e374d26050c0256f5fbcf0ae1664b av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-267  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3007 avia-img-lazy-loading-not-3007 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2021\/09\/Ken_watanabe.jpg\" alt='' title='Ken_watanabe'  height=\"400\" width=\"500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2021\/09\/Ken_watanabe.jpg 500w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2021\/09\/Ken_watanabe-300x240.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-cdhuxf-0acf710509ca4f279b6dbf5d41fbf24b\">\n#top .hr.hr-invisible.av-cdhuxf-0acf710509ca4f279b6dbf5d41fbf24b{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-cdhuxf-0acf710509ca4f279b6dbf5d41fbf24b hr-invisible  avia-builder-el-268  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ao7hwz-c4e30b2c26133e6bddb0186c4b7700dc\">\n#top .av_textblock_section.av-ao7hwz-c4e30b2c26133e6bddb0186c4b7700dc .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-ao7hwz-c4e30b2c26133e6bddb0186c4b7700dc '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Ken Watanabe<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Compliance &#038; Risk Officer<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9u5yqb-8a3ff268b996441b1b48b703a6c84d13\">\n.flex_column.av-9u5yqb-8a3ff268b996441b1b48b703a6c84d13{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-9u5yqb-8a3ff268b996441b1b48b703a6c84d13 av_one_full  avia-builder-el-270  el_after_av_one_third  el_before_av_one_full  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-83xb5f-fbf457cf4af1e0d2902e49c052dc872f '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Thomas holds a Master from Skema Business School, as well as an AZEK Diploma as Certified International Investment Analyst. He is member of the Swiss Financial Analyst Association.<\/p>\n<p>He started his career at Lombard Odier as part of the Graduate Program before working as an Equity Portfolio Manager within the Investment Management unit. More recently, he was in charge of tailor-made solutions within the Discretionary Portfolio Management team at BNP Paribas Wealth Management in Luxembourg.<\/p>\n<p>Thomas joined <strong>hbs<\/strong> in March 2022 as a Senior Portfolio Manager.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5d1upv-d52ee65d27cdc1f673582b2482b87e18\">\n.av_font_icon.av-5d1upv-d52ee65d27cdc1f673582b2482b87e18 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-5d1upv-d52ee65d27cdc1f673582b2482b87e18 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/thomas-saulnier-926a8932\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr Saulnier on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3ml1xf-eedc52617be5eaf32f94288f26b96099\">\n.av_font_icon.av-3ml1xf-eedc52617be5eaf32f94288f26b96099 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-3ml1xf-eedc52617be5eaf32f94288f26b96099 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:thomas@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Saulnier a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2qppwz-24aa1345a714a9ec7f0cdf53e8a4fe2b\">\n.av_font_icon.av-2qppwz-24aa1345a714a9ec7f0cdf53e8a4fe2b .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-2qppwz-24aa1345a714a9ec7f0cdf53e8a4fe2b avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Thomas-Saulnier.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Saulnier to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-phoyir-2d077177ae9d7f12c6154f36e4bc65e2\">\n.flex_column.av-phoyir-2d077177ae9d7f12c6154f36e4bc65e2{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-phoyir-2d077177ae9d7f12c6154f36e4bc65e2 av_one_full  avia-builder-el-275  el_after_av_one_full  el_before_av_one_full  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-nygsg3-efbd5b5715a738736a3ea8d32b113601 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Cyril holds a Masters in Accounting and Management and has over 10 years&#8217; experience in the field. He previously worked for leading European banks based in Geneva and spent four years with Unigestion.<\/p>\n<p>Cyril joined <strong>hbs<\/strong> as an accountant in April 2025.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-moyeyr-4bdbd72d899028380519612ac927c3af\">\n.av_font_icon.av-moyeyr-4bdbd72d899028380519612ac927c3af .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-moyeyr-4bdbd72d899028380519612ac927c3af avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/cyril-tanguy-7ab3661b2\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr Tanguy on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kx86df-f7c49b4021bdc5afa03651e35fa38c2e\">\n.av_font_icon.av-kx86df-f7c49b4021bdc5afa03651e35fa38c2e .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-kx86df-f7c49b4021bdc5afa03651e35fa38c2e avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:cyril@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Tanguy a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jbj24z-1997db63f8f344f94f9a1bc38dac589a\">\n.av_font_icon.av-jbj24z-1997db63f8f344f94f9a1bc38dac589a .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-jbj24z-1997db63f8f344f94f9a1bc38dac589a avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Cyril-Tanguy.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Tanguy to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8v517n-409751283fe45d808c4d220bee13ebb6\">\n.flex_column.av-8v517n-409751283fe45d808c4d220bee13ebb6{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-8v517n-409751283fe45d808c4d220bee13ebb6 av_one_full  avia-builder-el-280  el_after_av_one_full  el_before_av_hr  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-7hn1z7-c4f807c19c6cb7ddd35c0a5bb29d2d69 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Ken holds a post-graduate degree in economics and finance from the University of Geneva, as well as the CAS Compliance in Financial Services from the \u00ab\u00a0Centre de droit bancaire et financier\u00a0\u00bb of the University of Geneva.<\/p>\n<p>He started his career in 2004 at Credit Suisse in Geneva and became relationship manager in the private banking division. In 2014, he co-founded the wealth manager AlphaSwiss Partners as COO, where he was responsible for compliance and risk management until 2021.<\/p>\n<p>Ken joined <strong>hbs<\/strong> in September 2021 as risk and compliance officer.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5un7n7-e6fee0b1771f6311a54fdb78235a9ff0\">\n.av_font_icon.av-5un7n7-e6fee0b1771f6311a54fdb78235a9ff0 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-5un7n7-e6fee0b1771f6311a54fdb78235a9ff0 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/ken-z-watanabe\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr Watanabe on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3x9s8j-faf9185f8f54f0b7115a2b02e1758496\">\n.av_font_icon.av-3x9s8j-faf9185f8f54f0b7115a2b02e1758496 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-3x9s8j-faf9185f8f54f0b7115a2b02e1758496 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:ken@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Watanabe a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2a9igz-92879f734c261d3783df678a7e3444ab\">\n.av_font_icon.av-2a9igz-92879f734c261d3783df678a7e3444ab .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-2a9igz-92879f734c261d3783df678a7e3444ab avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Ken-Watanabe.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Watanabe to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div><div  class='hr av-32me0j-402cfd54b6e55ad52ec9ba9b6433a02e hr-default  avia-builder-el-285  el_after_av_one_full  avia-builder-el-last  portrait-section-divider'><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<\/p>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-28phayj-acde23ebe296f47d4cd66e8245883b84\">\n.avia-section.av-28phayj-acde23ebe296f47d4cd66e8245883b84{\nbackground-color:#f6f6f6;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_6'  class='avia-section av-28phayj-acde23ebe296f47d4cd66e8245883b84 main_color avia-section-default avia-no-border-styling  avia-builder-el-286  el_after_av_section  avia-builder-el-last  portrait-section avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-2355'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-20cgji3-16-6d68bb287b53352d54486c00564cab46\">\n.flex_column.av-20cgji3-16-6d68bb287b53352d54486c00564cab46{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-20cgji3-16-6d68bb287b53352d54486c00564cab46 av_one_third  avia-builder-el-287  el_before_av_one_third  avia-builder-el-first  portrait-head first flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-p43pn-15-bb23aa4ae60769244a6275d254b2a626\">\n.avia-image-container.av-p43pn-15-bb23aa4ae60769244a6275d254b2a626 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-p43pn-15-bb23aa4ae60769244a6275d254b2a626 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-p43pn-15-bb23aa4ae60769244a6275d254b2a626 av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-288  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-2500 avia-img-lazy-loading-not-2500 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2020\/06\/Sylvain_matthey-1.jpg\" alt='' title='Sylvain_matthey'  height=\"400\" width=\"500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2020\/06\/Sylvain_matthey-1.jpg 500w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2020\/06\/Sylvain_matthey-1-300x240.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1x2x597-14-4b0447320b617fa33c121e2278cc83ff\">\n#top .hr.hr-invisible.av-1x2x597-14-4b0447320b617fa33c121e2278cc83ff{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-1x2x597-14-4b0447320b617fa33c121e2278cc83ff hr-invisible  avia-builder-el-289  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1ulgrm3-13-fc09fd8872e847ef7f08759772b40fdc\">\n#top .av_textblock_section.av-1ulgrm3-13-fc09fd8872e847ef7f08759772b40fdc .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-1ulgrm3-13-fc09fd8872e847ef7f08759772b40fdc '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Sylvain Matthey<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Legal and Compliance Advisor &#038; Director<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-20cgji3-12-e3bfefe179ce985476c5154c5275c4f3\">\n.flex_column.av-20cgji3-12-e3bfefe179ce985476c5154c5275c4f3{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-20cgji3-12-e3bfefe179ce985476c5154c5275c4f3 av_one_third  avia-builder-el-291  el_after_av_one_third  el_before_av_one_full  portrait-head flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-p43pn-11-b92b8a3a2485163b297c51cd59cd9b39\">\n.avia-image-container.av-p43pn-11-b92b8a3a2485163b297c51cd59cd9b39 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-p43pn-11-b92b8a3a2485163b297c51cd59cd9b39 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-p43pn-11-b92b8a3a2485163b297c51cd59cd9b39 av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-292  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-1998 avia-img-lazy-loading-not-1998 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2016\/05\/otto.jpg\" alt='' title='otto'  height=\"400\" width=\"500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2016\/05\/otto.jpg 500w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2016\/05\/otto-300x240.jpg 300w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2016\/05\/otto-450x360.jpg 450w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1x2x597-10-d9289fb6c7fa8473d9c76a02a157514e\">\n#top .hr.hr-invisible.av-1x2x597-10-d9289fb6c7fa8473d9c76a02a157514e{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-1x2x597-10-d9289fb6c7fa8473d9c76a02a157514e hr-invisible  avia-builder-el-293  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1ulgrm3-9-265f8d51fd5ca49266a87bbdc9fae939\">\n#top .av_textblock_section.av-1ulgrm3-9-265f8d51fd5ca49266a87bbdc9fae939 .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-1ulgrm3-9-265f8d51fd5ca49266a87bbdc9fae939 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Bertrand Otto<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Senior Advisor<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1e7fjyz-8-9b42a7aa7b6c839edb63bc56af2f4a70\">\n.flex_column.av-1e7fjyz-8-9b42a7aa7b6c839edb63bc56af2f4a70{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-1e7fjyz-8-9b42a7aa7b6c839edb63bc56af2f4a70 av_one_full  avia-builder-el-295  el_after_av_one_third  el_before_av_one_full  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-1cl4kp7-7-402040ac6a34dcff4a9a7622bf78c078 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Sylvain qualified as a Lawyer and worked as Head of the Legal and Compliance department at Pictet from 1994 to 2007, at Lombard Odier from 2007 to 2013, and then at Banque Syz from 2017 to 2020.<\/p>\n<p>He joined <strong>hbs<\/strong> in 2020 as a Legal and Compliance Advisior and also as a Board Member.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9tkiq3-411e8a7180653c78beae03480938d6cf\">\n.av_font_icon.av-9tkiq3-411e8a7180653c78beae03480938d6cf .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-9tkiq3-411e8a7180653c78beae03480938d6cf avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/sylvain-matthey-187145182\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr Matthey on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1b0v417-6-c9c03afc33c8a40ed647b33469aa1f14\">\n.av_font_icon.av-1b0v417-6-c9c03afc33c8a40ed647b33469aa1f14 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-1b0v417-6-c9c03afc33c8a40ed647b33469aa1f14 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:sylvain@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Matthey a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-19ki93f-5-0f5807c2c6068b18401b908edde5737d\">\n.av_font_icon.av-19ki93f-5-0f5807c2c6068b18401b908edde5737d .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-19ki93f-5-0f5807c2c6068b18401b908edde5737d avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Sylvain-Matthey.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Matthey to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1e7fjyz-4-534037f17a99f99ecf81dfe2455d1e1e\">\n.flex_column.av-1e7fjyz-4-534037f17a99f99ecf81dfe2455d1e1e{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-1e7fjyz-4-534037f17a99f99ecf81dfe2455d1e1e av_one_full  avia-builder-el-300  el_after_av_one_full  el_before_av_hr  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-1cl4kp7-3-555347bbb3088499653aa2f4d4504e2b '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Bertrand holds an MBA from Hartford University Connecticut.<\/p>\n<p>From 1986 to 1989 he worked as an Auditor at Ernst &#038; Young.<\/p>\n<p>From 1989 and for almost 30 years, he was responsible for all the non financial investments and activities of the Edmond de Rothschild Group (wines, agriculture, real estate, hotels), and from 1998, acted as CEO of Edmond de Rothschild Holding.<\/p>\n<p>He joined <strong>hbs<\/strong> in april 2016 as a Senior Advisor with the view to actively supporting <strong>hbs<\/strong> in its growth and development of its Swiss and international client business.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1b0v417-2-52eafc507caaa7f00139d1541cce481f\">\n.av_font_icon.av-1b0v417-2-52eafc507caaa7f00139d1541cce481f .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-1b0v417-2-52eafc507caaa7f00139d1541cce481f avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:bertrand@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Otto a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-19ki93f-1-0a92d9439870d53b53975db3fb18f4e0\">\n.av_font_icon.av-19ki93f-1-0a92d9439870d53b53975db3fb18f4e0 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-19ki93f-1-0a92d9439870d53b53975db3fb18f4e0 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Bertrand-Otto.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Otto to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div><div  class='hr av-33uyyb-101c17a8673b4ba73a0acd55f0ef007b hr-default  avia-builder-el-304  el_after_av_one_full  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":1826,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2355","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>team - hbs<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.hbs-sa.com\/en\/profile\/team\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"team - hbs\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.hbs-sa.com\/en\/profile\/team\/\" \/>\n<meta property=\"og:site_name\" content=\"hbs\" \/>\n<meta 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