{"id":3126,"date":"2022-05-31T14:32:48","date_gmt":"2022-05-31T12:32:48","guid":{"rendered":"https:\/\/www.hbs-sa.com\/?page_id=3126"},"modified":"2025-09-17T08:52:54","modified_gmt":"2025-09-17T06:52:54","slug":"hbs-middle-east","status":"publish","type":"page","link":"https:\/\/www.hbs-sa.com\/en\/hbs-middle-east\/","title":{"rendered":"hbs middle east"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l3twjhkt-1da27765859e594cc5838c82790beb38\">\n.avia-section.av-l3twjhkt-1da27765859e594cc5838c82790beb38{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2022\/06\/dubai_bridge_800.jpg);\nbackground-position:100% 50%;\nbackground-attachment:scroll;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-l3twjhkt-1da27765859e594cc5838c82790beb38 main_color avia-section-no-padding avia-no-border-styling  avia-builder-el-0  el_before_av_section  avia-builder-el-first  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class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l3twihxh-1a0e37fc4d7ffaa01d2603ba2c98070d\">\n#top .av-special-heading.av-l3twihxh-1a0e37fc4d7ffaa01d2603ba2c98070d{\npadding-bottom:0;\nfont-size:40px;\n}\nbody .av-special-heading.av-l3twihxh-1a0e37fc4d7ffaa01d2603ba2c98070d .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-l3twihxh-1a0e37fc4d7ffaa01d2603ba2c98070d .av-special-heading-tag{\nfont-size:40px;\n}\n.av-special-heading.av-l3twihxh-1a0e37fc4d7ffaa01d2603ba2c98070d .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-l3twihxh-1a0e37fc4d7ffaa01d2603ba2c98070d .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-l3twihxh-1a0e37fc4d7ffaa01d2603ba2c98070d .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-l3twihxh-1a0e37fc4d7ffaa01d2603ba2c98070d av-special-heading-h1 custom-color-heading blockquote modern-quote  avia-builder-el-2  avia-builder-el-no-sibling  av-inherit-size'><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >HBS DUBAI<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1xgk7py-51069f1a639274c3a88a0ca09e10605f\">\n.avia-section.av-1xgk7py-51069f1a639274c3a88a0ca09e10605f{\nbackground-color:#f2f2f2;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_3'  class='avia-section av-1xgk7py-51069f1a639274c3a88a0ca09e10605f main_color avia-section-default avia-no-border-styling  avia-builder-el-3  el_after_av_section  el_before_av_section  portrait-section avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-3126'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1vsdpw6-2981194fbe74005b1ff0921f5f83c4d2\">\n.flex_column.av-1vsdpw6-2981194fbe74005b1ff0921f5f83c4d2{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-1vsdpw6-2981194fbe74005b1ff0921f5f83c4d2 av_one_full  avia-builder-el-4  el_before_av_one_full  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-1tf5ina-fc109c7033112bc333d091a3c91eddeb '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 class=\"home-page\" style=\"color: #b50b0d;\">Your dedicated UAE Office<\/h3>\n<p><strong>hbs<\/strong> Middle East Ltd is incorporated in the Dubai International Financial Centre (\u201cDIFC\u201d) and is regulated by Dubai Financial Services Authority (\u201cDFSA\u201d) with reference number F006884.<\/p>\n<p><strong>hbs <\/strong>Middle East Ltd provides bespoke wealth advisory and family office services.<\/p>\n<p>Drawing upon our international network of partners and custodians, our mission is to help you manage, control and grow your wealth, with a first class service tailored to your requirements, combined with the flexibility that the best family offices can provide.<\/p>\n<p>Building on the foundations laid by <strong>hbs<\/strong> in Geneva, <strong>hbs<\/strong> Middle East Ltd continues the tradition of an unrelenting quest for excellent client service.<\/p>\n<p>Independence, Flexibility, Service. What matters to you ?<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1rl09c6-36220da98f7718c42323cd00f17e5171\">\n#top .hr.hr-invisible.av-1rl09c6-36220da98f7718c42323cd00f17e5171{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-1rl09c6-36220da98f7718c42323cd00f17e5171 hr-invisible  avia-builder-el-6  el_after_av_textblock  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1qjtqly-8466128db995a1d14c3056d76df81f71\">\n.flex_column.av-1qjtqly-8466128db995a1d14c3056d76df81f71{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-1qjtqly-8466128db995a1d14c3056d76df81f71 av_one_full  avia-builder-el-7  el_after_av_one_full  el_before_av_one_third  first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-1onz6ie-11f84f5bcab579b33fb92bcb688d0754 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 class=\"home-page\" style=\"color: #b50b0d;\">Meet the team<\/h3>\n<\/div><\/section><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1mtfcie-de2fb2f4b2c01f83b99a9bf2f574111c\">\n.flex_column.av-1mtfcie-de2fb2f4b2c01f83b99a9bf2f574111c{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-1mtfcie-de2fb2f4b2c01f83b99a9bf2f574111c av_one_third  avia-builder-el-9  el_after_av_one_full  el_before_av_one_third  portrait-head first flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1lf2ag6-845c185da8f9c1a130de198f33e2cf40\">\n.avia-image-container.av-1lf2ag6-845c185da8f9c1a130de198f33e2cf40 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-1lf2ag6-845c185da8f9c1a130de198f33e2cf40 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-1lf2ag6-845c185da8f9c1a130de198f33e2cf40 av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-10  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-1740 avia-img-lazy-loading-not-1740 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2015\/07\/Philippe_Hancock.jpg\" alt='' title='Philippe_Hancock'  height=\"400\" width=\"500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2015\/07\/Philippe_Hancock.jpg 500w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2015\/07\/Philippe_Hancock-300x240.jpg 300w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2015\/07\/Philippe_Hancock-450x360.jpg 450w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1iyg4rq-12735118308b07fccdbc6f161a69f815\">\n#top .hr.hr-invisible.av-1iyg4rq-12735118308b07fccdbc6f161a69f815{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-1iyg4rq-12735118308b07fccdbc6f161a69f815 hr-invisible  avia-builder-el-11  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1iie2l2-8aeb8a3f5eb1478109edc3e655f11ecb\">\n#top .av_textblock_section.av-1iie2l2-8aeb8a3f5eb1478109edc3e655f11ecb .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-1iie2l2-8aeb8a3f5eb1478109edc3e655f11ecb '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Philippe Hancock<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Founding Partner<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1fwm33a-10043063b7bb670197dcff99575585e6\">\n.flex_column.av-1fwm33a-10043063b7bb670197dcff99575585e6{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-1fwm33a-10043063b7bb670197dcff99575585e6 av_one_third  avia-builder-el-13  el_after_av_one_third  el_before_av_one_third  portrait-head flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l3tx5586-09d0390b9e05de1dfa988a73bd73d64f\">\n.avia-image-container.av-l3tx5586-09d0390b9e05de1dfa988a73bd73d64f img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-l3tx5586-09d0390b9e05de1dfa988a73bd73d64f .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-l3tx5586-09d0390b9e05de1dfa988a73bd73d64f av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-14  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3245 avia-img-lazy-loading-not-3245 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2022\/08\/arnaud2022_web.jpg\" alt='' title='arnaud2022_web'  height=\"400\" width=\"500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2022\/08\/arnaud2022_web.jpg 500w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2022\/08\/arnaud2022_web-300x240.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1f2sp46-375c9ef4fc2d400ced6d04a25f3511aa\">\n#top .hr.hr-invisible.av-1f2sp46-375c9ef4fc2d400ced6d04a25f3511aa{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-1f2sp46-375c9ef4fc2d400ced6d04a25f3511aa hr-invisible  avia-builder-el-15  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l3tx2asm-e418f89ce6157709c670421882390d3b\">\n#top .av_textblock_section.av-l3tx2asm-e418f89ce6157709c670421882390d3b .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-l3tx2asm-e418f89ce6157709c670421882390d3b '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Arnaud Finkbeiner<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Partner &#038; Head of <strong>hbs<\/strong> Middle East<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1d3ajd2-5d920d9c931144f6313eb77502a53aa3\">\n.flex_column.av-1d3ajd2-5d920d9c931144f6313eb77502a53aa3{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-1d3ajd2-5d920d9c931144f6313eb77502a53aa3 av_one_third  avia-builder-el-17  el_after_av_one_third  el_before_av_one_full  portrait-head flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1b5mlva-3d501a72442f65f45221a29e28743a38\">\n.avia-image-container.av-1b5mlva-3d501a72442f65f45221a29e28743a38 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-1b5mlva-3d501a72442f65f45221a29e28743a38 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-1b5mlva-3d501a72442f65f45221a29e28743a38 av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-18  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-1786 avia-img-lazy-loading-not-1786 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2015\/07\/daniel_biderbost.jpg\" alt='' title='daniel_biderbost'  height=\"400\" width=\"500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2015\/07\/daniel_biderbost.jpg 500w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2015\/07\/daniel_biderbost-300x240.jpg 300w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2015\/07\/daniel_biderbost-450x360.jpg 450w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1a7n6nq-0d633a2785c49e32682ba683e824aa51\">\n#top .hr.hr-invisible.av-1a7n6nq-0d633a2785c49e32682ba683e824aa51{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-1a7n6nq-0d633a2785c49e32682ba683e824aa51 hr-invisible  avia-builder-el-19  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l3txl4r5-b80309157efdc6e72c75fca94504e4be\">\n#top .av_textblock_section.av-l3txl4r5-b80309157efdc6e72c75fca94504e4be .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-l3txl4r5-b80309157efdc6e72c75fca94504e4be '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Daniel Biderbost<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">SEO &#038; Director<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1787aty-93fa46c2704504eb0c823de410cc00f7\">\n.flex_column.av-1787aty-93fa46c2704504eb0c823de410cc00f7{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-1787aty-93fa46c2704504eb0c823de410cc00f7 av_one_full  avia-builder-el-21  el_after_av_one_third  el_before_av_one_full  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-16ym09y-578839d50497b0ae9229d86109cdc2b0 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Philippe holds a degree in Economics from the University of Geneva with a major in law.<\/p>\n<p>Starting 1986 he worked for 17 years at BNP Paribas (Suisse) SA as Senior Banker in the International Credit department and joined the Executive Committee.<\/p>\n<p>In 1996 he moved to the Private Bank team and ran the Swiss, UK, Scandinavian and Eastern European markets for BNP Paribas Private Bank globally.<\/p>\n<p>In 2003, building on his broad banking experience and extensive knowledge of these markets he co-founded <strong>hbs<\/strong>.<\/p>\n<p>He is a director of a number of companies and acts as strategic advisor to several families.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-15c4dt2-1ea624792e8f6c9a4f3bed3d023e2ec2\">\n.av_font_icon.av-15c4dt2-1ea624792e8f6c9a4f3bed3d023e2ec2 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-15c4dt2-1ea624792e8f6c9a4f3bed3d023e2ec2 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/philippehancock'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr Hancock on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-13ggwc6-ad324c41ae4359f95a59c004730daae6\">\n.av_font_icon.av-13ggwc6-ad324c41ae4359f95a59c004730daae6 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-13ggwc6-ad324c41ae4359f95a59c004730daae6 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:philippe@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Hancock a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-112toyu-51a6a84efe1c9dbfdc7377119bf99f42\">\n.av_font_icon.av-112toyu-51a6a84efe1c9dbfdc7377119bf99f42 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-112toyu-51a6a84efe1c9dbfdc7377119bf99f42 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Philippe-Hancock.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Hancock to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1017yee-9c5d54503655f40f296ff007b4eb2d79\">\n.flex_column.av-1017yee-9c5d54503655f40f296ff007b4eb2d79{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-1017yee-9c5d54503655f40f296ff007b4eb2d79 av_one_full  avia-builder-el-26  el_after_av_one_full  el_before_av_one_full  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-l3tx6tyz-365c9b07b461ac6abf1f94987c417f33 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p class=\"p2\"><span class=\"s1\"><span lang=\"EN-US\">Arnaud holds a Swiss Federal Maturity Diploma and a Bachelor Degree in Business and Finance with Honours from Oxford Brookes University.\u00a0<\/span><\/span><\/p>\n<p class=\"p1\"><span class=\"s1\"><span lang=\"EN-US\">Has<\/span><\/span><span class=\"s1\"><span lang=\"EN-US\"> 18 years of experience in private banking, of which he spent 14 years as Senior Private Banker first at UBS and then at Barclays covering the MENA region.\u00a0<\/span><\/span><\/p>\n<p class=\"p1\"><span class=\"s1\"><span lang=\"EN-US\">Living in the United Arab Emirates for 10 years, he has joined <strong>hbs<\/strong> in February 2021 as a Partner and as the Head of the Dubai Office.<\/span><\/span><\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l3tx7l52-995362586911a0c7a292541cf6117f28\">\n.av_font_icon.av-l3tx7l52-995362586911a0c7a292541cf6117f28 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-l3tx7l52-995362586911a0c7a292541cf6117f28 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/arnaud-finkbeiner-9490976\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr Finkbeiner on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l3tx8mbw-fde4e192d922fce29af77106a5d76561\">\n.av_font_icon.av-l3tx8mbw-fde4e192d922fce29af77106a5d76561 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-l3tx8mbw-fde4e192d922fce29af77106a5d76561 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:info@hbs-me.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Finkbeiner a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l3tx9zvn-c6d7612926b4189b3789319bab8dfc8d\">\n.av_font_icon.av-l3tx9zvn-c6d7612926b4189b3789319bab8dfc8d .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-l3tx9zvn-c6d7612926b4189b3789319bab8dfc8d avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Arnaud-Finkbeiner.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Finkbeiner to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-yn143q-691748883bffb7c229fb4e4c43f54b36\">\n.flex_column.av-yn143q-691748883bffb7c229fb4e4c43f54b36{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-yn143q-691748883bffb7c229fb4e4c43f54b36 av_one_full  avia-builder-el-31  el_after_av_one_full  el_before_av_one_third  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-wmvdl2-45a361bac5b8890fe3809e12a2aeafba '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Daniel holds a Federal Diploma in Banking Economics. He started his professional career with UBS where he worked 10 years in the Wealth Management department.<\/p>\n<p>From 1994 through 2004 he was employed by Berger van Berchem, a Geneva investment management company as an Asset Manager.<\/p>\n<p>He joined Pictet in 2004 as Deputy to the Head of the Independent Asset Managers Team.<\/p>\n<p>He moved to <strong>hbs<\/strong> in 2015 as Chief Operating Officer (COO) and has been instrumental in building a sound operating structure and became Partner.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-utu76e-6298a3eecd062455e3813393a043ead3\">\n.av_font_icon.av-utu76e-6298a3eecd062455e3813393a043ead3 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-utu76e-6298a3eecd062455e3813393a043ead3 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/danielbiderbost'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr Biderbost on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-swiwxi-2ca38251add0b1234725f4dde198e325\">\n.av_font_icon.av-swiwxi-2ca38251add0b1234725f4dde198e325 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-swiwxi-2ca38251add0b1234725f4dde198e325 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:daniel@hbs-sa.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Biderbost a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-qqwf2u-594db7ca8b2faabacb1341d31dc74aa5\">\n.av_font_icon.av-qqwf2u-594db7ca8b2faabacb1341d31dc74aa5 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-qqwf2u-594db7ca8b2faabacb1341d31dc74aa5 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Daniel-Biderbost.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Biderbost to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-aw6xqe-1b8a29ceabdd7d884b99f477f69e52d0\">\n.flex_column.av-aw6xqe-1b8a29ceabdd7d884b99f477f69e52d0{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-aw6xqe-1b8a29ceabdd7d884b99f477f69e52d0 av_one_third  avia-builder-el-36  el_after_av_one_full  el_before_av_one_third  portrait-head first flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l701p0a4-f701bdf0a4939bf2cf147074bf20c4b7\">\n.avia-image-container.av-l701p0a4-f701bdf0a4939bf2cf147074bf20c4b7 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-l701p0a4-f701bdf0a4939bf2cf147074bf20c4b7 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-l701p0a4-f701bdf0a4939bf2cf147074bf20c4b7 av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-37  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-4026 avia-img-lazy-loading-not-4026 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/09\/virginie_web.jpg\" alt='' title='virginie_web'  height=\"800\" width=\"1000\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/09\/virginie_web.jpg 1000w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/09\/virginie_web-300x240.jpg 300w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/09\/virginie_web-768x614.jpg 768w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/09\/virginie_web-705x564.jpg 705w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9aabfq-70226238cda1db4d54a707f851c8d850\">\n#top .hr.hr-invisible.av-9aabfq-70226238cda1db4d54a707f851c8d850{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-9aabfq-70226238cda1db4d54a707f851c8d850 hr-invisible  avia-builder-el-38  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l701q7lf-c6f7cf17f7cfe1c49effbaeee783e7be\">\n#top .av_textblock_section.av-l701q7lf-c6f7cf17f7cfe1c49effbaeee783e7be .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-l701q7lf-c6f7cf17f7cfe1c49effbaeee783e7be '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Virginie Boubet-Constance<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Partner<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-gddhkm-b3e9f705a6c87dbf07595e2d27533569\">\n.flex_column.av-gddhkm-b3e9f705a6c87dbf07595e2d27533569{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-gddhkm-b3e9f705a6c87dbf07595e2d27533569 av_one_third  avia-builder-el-40  el_after_av_one_third  el_before_av_one_third  portrait-head flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-e4llxi-966a0ec933a5700ef24b5f27d66ba2d2\">\n.avia-image-container.av-e4llxi-966a0ec933a5700ef24b5f27d66ba2d2 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-e4llxi-966a0ec933a5700ef24b5f27d66ba2d2 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-e4llxi-966a0ec933a5700ef24b5f27d66ba2d2 av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-41  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3233 avia-img-lazy-loading-not-3233 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2022\/08\/Juan_web.jpg\" alt='' title='Juan_web'  height=\"400\" width=\"500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2022\/08\/Juan_web.jpg 500w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2022\/08\/Juan_web-300x240.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-d2d5gm-679ff11f3eea04d97da9f8a7f2b7649b\">\n#top .hr.hr-invisible.av-d2d5gm-679ff11f3eea04d97da9f8a7f2b7649b{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-d2d5gm-679ff11f3eea04d97da9f8a7f2b7649b hr-invisible  avia-builder-el-42  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-akkk06-bcdf08ed4dcc9473adac0dfe56bff0c1\">\n#top .av_textblock_section.av-akkk06-bcdf08ed4dcc9473adac0dfe56bff0c1 .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-akkk06-bcdf08ed4dcc9473adac0dfe56bff0c1 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Juan Pablo Quaranta<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Partner<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6ylud2-c9a4d3b3fb21e592148fecb83e2e71dd\">\n.flex_column.av-6ylud2-c9a4d3b3fb21e592148fecb83e2e71dd{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-6ylud2-c9a4d3b3fb21e592148fecb83e2e71dd av_one_third  avia-builder-el-44  el_after_av_one_third  el_before_av_one_full  portrait-head flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l701p9k1-27ada44b2c576df533ffb2b617d553a2\">\n.avia-image-container.av-l701p9k1-27ada44b2c576df533ffb2b617d553a2 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-l701p9k1-27ada44b2c576df533ffb2b617d553a2 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-l701p9k1-27ada44b2c576df533ffb2b617d553a2 av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-45  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3407 avia-img-lazy-loading-not-3407 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2023\/09\/vincent_web.jpg\" alt='' title='vincent_web'  height=\"400\" width=\"500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2023\/09\/vincent_web.jpg 500w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2023\/09\/vincent_web-300x240.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5hr6zq-8a4079f09d8f68d19e5a08fbdf7e1602\">\n#top .hr.hr-invisible.av-5hr6zq-8a4079f09d8f68d19e5a08fbdf7e1602{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-5hr6zq-8a4079f09d8f68d19e5a08fbdf7e1602 hr-invisible  avia-builder-el-46  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l701qvyj-746d7d423c11b19b869f60cc596fb45b\">\n#top .av_textblock_section.av-l701qvyj-746d7d423c11b19b869f60cc596fb45b .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-l701qvyj-746d7d423c11b19b869f60cc596fb45b '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Vincent Taccoz<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Partner<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4gij3q-a26558425ffe90e828c93625cbf6be6e\">\n.flex_column.av-4gij3q-a26558425ffe90e828c93625cbf6be6e{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-4gij3q-a26558425ffe90e828c93625cbf6be6e av_one_full  avia-builder-el-48  el_after_av_one_third  el_before_av_one_full  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-l701s8fp-898b0af054e8c7223af9aec89e1d754b '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>With over two decades of experience in wealth management in Switzerland, Virginie has cultivated a loyal international clientele, with a notable presence across the African continent.<br \/>\nGuided by a strong sense of independence and an unwavering commitment to her clients\u2019 best interests, she maintains a well-established network of private banking partners in Switzerland and possesses a deep expertise in life insurance solutions and estate planning.<br \/>\nVirginie served as Partner at Cit\u00e9 Gestion, working exclusively with independent asset managers.<\/p>\n<p>She joined <strong>hbs <\/strong>Middle East as a Partner in September 2025.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l701x4ax-50d5f941beb15c97cc05beb25a79e7b6\">\n.av_font_icon.av-l701x4ax-50d5f941beb15c97cc05beb25a79e7b6 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-l701x4ax-50d5f941beb15c97cc05beb25a79e7b6 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/virginie-boubet-constance-a0367b66\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mrs Boubet-Constance on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l7025glb-09d893eeb4fb857d985dc02fa168c9b3\">\n.av_font_icon.av-l7025glb-09d893eeb4fb857d985dc02fa168c9b3 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-l7025glb-09d893eeb4fb857d985dc02fa168c9b3 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:info@hbs-me.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mrs Boubet-Constance a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l7026r1v-d86330829dd68665c03368375bce3124\">\n.av_font_icon.av-l7026r1v-d86330829dd68665c03368375bce3124 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-l7026r1v-d86330829dd68665c03368375bce3124 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Virginie-Boubet-Constance.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mrs Boubet-Constance to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8j98km-6f3d6ebeab284241951427f759b26e5d\">\n.flex_column.av-8j98km-6f3d6ebeab284241951427f759b26e5d{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-8j98km-6f3d6ebeab284241951427f759b26e5d av_one_full  avia-builder-el-53  el_after_av_one_full  el_before_av_one_full  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-83i3wm-88d4e3ad737e7cfb2a3d1a79858ae906 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Juan Pablo holds a Bachelor Degree in Law with Honours from Unidistance Switzerland, and an AZEK Federal Diploma of Expert in Finance and Investments.<\/p>\n<p>He started his career at UBS AG in 2002 where he spent 20 years working in Geneva, London and Dubai. In 2004 he joined the Wealth Management division where he became Senior Relationship Manager in charge of HNWI individuals and families based in the GCC countries with a focus on Saudi Arabia.<\/p>\n<p>Juan Pablo joined <strong>hbs<\/strong> in August 2022 as a Partner.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6lylh2-fb09d1edcafd667d6922e1b66cd82514\">\n.av_font_icon.av-6lylh2-fb09d1edcafd667d6922e1b66cd82514 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-6lylh2-fb09d1edcafd667d6922e1b66cd82514 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/juan-pablo-quaranta-ciwm-6995563\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr Quaranta on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3kip1y-4297351eb36dfc0c8230f61b2c144a09\">\n.av_font_icon.av-3kip1y-4297351eb36dfc0c8230f61b2c144a09 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-3kip1y-4297351eb36dfc0c8230f61b2c144a09 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:info@hbs-me.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Quaranta a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-25ox52-04c8ef07b203f38b8a24208791f5c576\">\n.av_font_icon.av-25ox52-04c8ef07b203f38b8a24208791f5c576 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-25ox52-04c8ef07b203f38b8a24208791f5c576 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Juan-Quaranta.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Quaranta to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-z04m-ea22b660f446f008968fb03d76b025e9\">\n.flex_column.av-z04m-ea22b660f446f008968fb03d76b025e9{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-z04m-ea22b660f446f008968fb03d76b025e9 av_one_full  avia-builder-el-58  el_after_av_one_full  el_before_av_one_third  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-l701tdzi-92b69995c6b803b4c8b0de979c291ede '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Vincent Taccoz holds a Diploma in Finance and Investments from AZEK, Geneva.\u00a0He is a Certified International Wealth Manager (CIWM).<\/p>\n<p>He started his career at UBS in 2000 where he spent 15 years working in Z\u00fcrich, Geneva, Singapore and Dubai covering Middle East clients. In 2018, he became Team Head in Dubai where he successfully hired and managed a Team of 10 senior Relationship Managers and Investment Advisors with a focus on the Saudi market.<\/p>\n<p>Vincent Taccoz joined <strong>hbs<\/strong> in August 2023 as a Partner.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l70292hi-2f69c148463e4d4b92712f404239a499\">\n.av_font_icon.av-l70292hi-2f69c148463e4d4b92712f404239a499 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-l70292hi-2f69c148463e4d4b92712f404239a499 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/vincent-taccoz-62279187\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr Taccoz on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l702ab3e-beafaec0db0eb1398ef02793a28a6ec3\">\n.av_font_icon.av-l702ab3e-beafaec0db0eb1398ef02793a28a6ec3 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-l702ab3e-beafaec0db0eb1398ef02793a28a6ec3 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:info@hbs-me.com'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Taccoz a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l702b38k-50815f48bc74988db7355c128d875247\">\n.av_font_icon.av-l702b38k-50815f48bc74988db7355c128d875247 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-l702b38k-50815f48bc74988db7355c128d875247 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Vincent-Taccoz.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Taccoz to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6abkli-8e8e0976a29ec520416fbbc293267b61\">\n.flex_column.av-6abkli-8e8e0976a29ec520416fbbc293267b61{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-6abkli-8e8e0976a29ec520416fbbc293267b61 av_one_third  avia-builder-el-63  el_after_av_one_full  el_before_av_one_third  portrait-head first flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mc1i81il-72e1a0e6af842b2c8f31252ad5815ca3\">\n.avia-image-container.av-mc1i81il-72e1a0e6af842b2c8f31252ad5815ca3 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-mc1i81il-72e1a0e6af842b2c8f31252ad5815ca3 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-mc1i81il-72e1a0e6af842b2c8f31252ad5815ca3 av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-64  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3961 avia-img-lazy-loading-not-3961 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/06\/YASH_colour.jpg\" alt='' title='YASH_colour'  height=\"800\" width=\"1000\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/06\/YASH_colour.jpg 1000w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/06\/YASH_colour-300x240.jpg 300w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/06\/YASH_colour-768x614.jpg 768w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/06\/YASH_colour-705x564.jpg 705w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-46w5yu-014982b3c3445c87a8cf8a5d6a6c4609\">\n#top .hr.hr-invisible.av-46w5yu-014982b3c3445c87a8cf8a5d6a6c4609{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-46w5yu-014982b3c3445c87a8cf8a5d6a6c4609 hr-invisible  avia-builder-el-65  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mc1i95b7-66805862e3e42e29a9dd7afb88d87b18\">\n#top .av_textblock_section.av-mc1i95b7-66805862e3e42e29a9dd7afb88d87b18 .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-mc1i95b7-66805862e3e42e29a9dd7afb88d87b18 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Yash Vardhan Singh<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Partner<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-g7naqe-63bdf340207ee93fab73e0b182cee489\">\n.flex_column.av-g7naqe-63bdf340207ee93fab73e0b182cee489{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-g7naqe-63bdf340207ee93fab73e0b182cee489 av_one_third  avia-builder-el-67  el_after_av_one_third  el_before_av_one_third  portrait-head flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-e3nyie-05c151c5b0005b84637943603d603cd7\">\n.avia-image-container.av-e3nyie-05c151c5b0005b84637943603d603cd7 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-e3nyie-05c151c5b0005b84637943603d603cd7 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-e3nyie-05c151c5b0005b84637943603d603cd7 av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-68  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3235 avia-img-lazy-loading-not-3235 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2022\/08\/Claudia_web.jpg\" alt='' title='Claudia_web'  height=\"400\" width=\"500\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2022\/08\/Claudia_web.jpg 500w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2022\/08\/Claudia_web-300x240.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-bvcdae-2a05a2712f8be70dba8931bdf39d6fbb\">\n#top .hr.hr-invisible.av-bvcdae-2a05a2712f8be70dba8931bdf39d6fbb{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-bvcdae-2a05a2712f8be70dba8931bdf39d6fbb hr-invisible  avia-builder-el-69  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-afmnom-0c2133f46a7c5e2a5cbd1281ddb6fa21\">\n#top .av_textblock_section.av-afmnom-0c2133f46a7c5e2a5cbd1281ddb6fa21 .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-afmnom-0c2133f46a7c5e2a5cbd1281ddb6fa21 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\">Claudia Johannot<\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">COO &#038; FO<br \/>\n<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-nq6va-f4b18d135526b6f841f6acdc4ceffa74\">\n.flex_column.av-nq6va-f4b18d135526b6f841f6acdc4ceffa74{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-nq6va-f4b18d135526b6f841f6acdc4ceffa74 av_one_third  avia-builder-el-71  el_after_av_one_third  el_before_av_one_full  portrait-head flex_column_div av-zero-column-padding  column-top-margin'     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m77dziuv-f1edb9b9a1526a2846abe690df1ead9b\">\n.avia-image-container.av-m77dziuv-f1edb9b9a1526a2846abe690df1ead9b img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-m77dziuv-f1edb9b9a1526a2846abe690df1ead9b .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-m77dziuv-f1edb9b9a1526a2846abe690df1ead9b av-styling-no-styling av-hover-grow avia-align-left  avia-builder-el-72  el_before_av_hr  avia-builder-el-first '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" fetchpriority=\"high\" class='wp-image-3927 avia-img-lazy-loading-not-3927 avia_image ' src=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/04\/majdoleen_final2.jpg\" alt='' title='majdoleen_final2'  height=\"800\" width=\"1000\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/04\/majdoleen_final2.jpg 1000w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/04\/majdoleen_final2-300x240.jpg 300w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/04\/majdoleen_final2-768x614.jpg 768w, https:\/\/www.hbs-sa.com\/wp-content\/uploads\/2025\/04\/majdoleen_final2-705x564.jpg 705w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4wyity-13f44d1e47bd944ebae0ea0f60b9b15f\">\n#top .hr.hr-invisible.av-4wyity-13f44d1e47bd944ebae0ea0f60b9b15f{\nheight:12px;\n}\n<\/style>\n<div  class='hr av-4wyity-13f44d1e47bd944ebae0ea0f60b9b15f hr-invisible  avia-builder-el-73  el_after_av_image  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m77cwn86-899529d93bab4343293f4524fc9895e8\">\n#top .av_textblock_section.av-m77cwn86-899529d93bab4343293f4524fc9895e8 .avia_textblock{\nfont-size:16px;\n}\n<\/style>\n<section  class='av_textblock_section av-m77cwn86-899529d93bab4343293f4524fc9895e8 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 style=\"font-weight: 300;\"><span data-olk-copy-source=\"MessageBody\">Majdoleen Mansour<\/span><\/h3>\n<p><span style=\"color: #424242; font-weight: 300;\">Administrative Assistant<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2sf90m-d722209919ca9c47d975831ffda30acb\">\n.flex_column.av-2sf90m-d722209919ca9c47d975831ffda30acb{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-2sf90m-d722209919ca9c47d975831ffda30acb av_one_full  avia-builder-el-75  el_after_av_one_third  el_before_av_one_full  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-mc1ia064-104cd388dabdf5fb74fde80ae4cb2f49 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Yash Vardhan Singh holds an MBA with a focus in Finance and is a SAQ Certified Wealth Management Advisor (CWMA). He has also completed executive education in Behavioural Finance, Active Portfolio, and Wealth Management from The Wharton School.<\/p>\n<p>Yash began his career with Citibank in 2008, initially in India and later in Bahrain, where he managed relationships with high-net-worth individuals and families across the GCC. In 2019, he joined UBS Dubai as a Director &#038; Senior Relationship Manager, overseeing NRI HNWI client relationships, particularly in the UAE, Bahrain, and Qatar markets.<\/p>\n<p>He joined <strong>hbs<\/strong> Middle East as a Partner in June 2025.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mc1mpnxx-6ff5b0d8218cc6a24794fae403692c5a\">\n.av_font_icon.av-mc1mpnxx-6ff5b0d8218cc6a24794fae403692c5a .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-mc1mpnxx-6ff5b0d8218cc6a24794fae403692c5a avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/yash-vardhan-singh-chauhan-1b1baa3a\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mr Vardhan Singh on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mc1iby8z-ff1f7389e55f7ecc1b06d8099405e99b\">\n.av_font_icon.av-mc1iby8z-ff1f7389e55f7ecc1b06d8099405e99b .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-mc1iby8z-ff1f7389e55f7ecc1b06d8099405e99b avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:yash@hbs-me.com'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mr Vardhan Singh a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mc1icv58-21d38fcae521a7be26b5fa5f4300d406\">\n.av_font_icon.av-mc1icv58-21d38fcae521a7be26b5fa5f4300d406 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-mc1icv58-21d38fcae521a7be26b5fa5f4300d406 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Yash-Vardhan Singh.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mr Vardhan Singh to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-8zxl86-420625f8d3c3a610a7d7c5a229f9b903\">\n.flex_column.av-8zxl86-420625f8d3c3a610a7d7c5a229f9b903{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-8zxl86-420625f8d3c3a610a7d7c5a229f9b903 av_one_full  avia-builder-el-80  el_after_av_one_full  el_before_av_one_full  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><p><section  class='av_textblock_section av-7drr52-eb8fe6d0ac3e574680707cfdd2017cdd '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Claudia holds a Bachelor Degree in Business Administration from the University of Applied Sciences Western Switzerland.<\/p>\n<p>She joined UBS in 2014 where she worked in Digital Banking and Wealth Management in Switzerland and in Dubai.<\/p>\n<p>In August 2022, Claudia joined <strong>hbs<\/strong> Middle East as an Executive Assistant before being promoted to her current position of COO Middle East in January 2024.<\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-6hnuhi-38a989e61a1628c3a844f0d293cc4603\">\n.av_font_icon.av-6hnuhi-38a989e61a1628c3a844f0d293cc4603 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-6hnuhi-38a989e61a1628c3a844f0d293cc4603 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/claudia-j-a8678693\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mrs Johannot on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4c27hy-5d640243b565823f3f337a59b7f8cb66\">\n.av_font_icon.av-4c27hy-5d640243b565823f3f337a59b7f8cb66 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-4c27hy-5d640243b565823f3f337a59b7f8cb66 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:info@hbs-me.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mrs Johannot a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2eicly-d8dcfdff2a795192f65cb2d0c035d9fe\">\n.av_font_icon.av-2eicly-d8dcfdff2a795192f65cb2d0c035d9fe .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-2eicly-d8dcfdff2a795192f65cb2d0c035d9fe avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Claudia-Johannot.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mrs Johannot to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2000li-3915c3141dee18cfc9f7891779e3f1b8\">\n.flex_column.av-2000li-3915c3141dee18cfc9f7891779e3f1b8{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='flex_column av-2000li-3915c3141dee18cfc9f7891779e3f1b8 av_one_full  avia-builder-el-85  el_after_av_one_full  avia-builder-el-last  portrait-bio first flex_column_div av-zero-column-padding  column-top-margin'     ><section  class='av_textblock_section av-m77d11b5-99e081ff765448152f7ace1d92a4da37 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p class=\"x_xxmsonormal\"><span lang=\"en-AE\" data-olk-copy-source=\"MessageBody\">Majdoleen holds a Bachelor of Science in Medical Laboratory Analysis from the Liwa College in Abu Dhabi.<\/span><\/p>\n<p class=\"x_xxmsonormal\"><span lang=\"en-AE\">She brings a decade of experience in administrative roles across various UAE firms, including 2 years in a DIFC-based family office.<\/span><\/p>\n<p class=\"x_xxmsonormal\"><span lang=\"en-AE\">In February 2025, Majdoleen joined <strong>hbs<\/strong> Middle East as an Administrative Assistant.<\/span><\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m77d4eg8-8f6035cd25140be893e3e10dfaf33b7a\">\n.av_font_icon.av-m77d4eg8-8f6035cd25140be893e3e10dfaf33b7a .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-m77d4eg8-8f6035cd25140be893e3e10dfaf33b7a avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='https:\/\/www.linkedin.com\/in\/majdoleen-mansour-979929143\/'  target=\"_blank\"  rel=\"noopener noreferrer\"  class='av-icon-char' data-av_icon='\ue8fd' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nConnect with Mrs Mansour on Linkedin&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m77d54by-fa929558aa323d2bec2c16ba728e564d\">\n.av_font_icon.av-m77d54by-fa929558aa323d2bec2c16ba728e564d .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-m77d54by-fa929558aa323d2bec2c16ba728e564d avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='mailto:info@hbs-me.com'   class='av-icon-char' data-av_icon='\ue805' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nLeave Mrs Mansour a message&lt;br \/&gt;\n\"><\/a><\/span><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-m77d6c61-503e4652560a099b0a7d8e5d70ecfae9\">\n.av_font_icon.av-m77d6c61-503e4652560a099b0a7d8e5d70ecfae9 .av-icon-char{\nfont-size:20px;\nline-height:20px;\n}\n<\/style>\n<span  class='av_font_icon av-m77d6c61-503e4652560a099b0a7d8e5d70ecfae9 avia_animate_when_visible av-icon-style- avia-icon-pos-left avia-iconfont avia-font-entypo-fontello av-no-color avia-icon-animate'><a href='\/files\/vcards\/en\/Majdoleen-Mansour.vcf'   class='av-icon-char' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" data-avia-icon-tooltip=\"&lt;br \/&gt;\nAdd Mrs Mansour to your contacts&lt;br \/&gt;\n\"><\/a><\/span><\/p><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-plr5gm-12ccceaefc2ff2548dbafb205f1b5cf3\">\n.avia-section.av-plr5gm-12ccceaefc2ff2548dbafb205f1b5cf3{\nbackground-color:#ffffff;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_4'  class='avia-section av-plr5gm-12ccceaefc2ff2548dbafb205f1b5cf3 main_color avia-section-small avia-no-border-styling  avia-builder-el-90  el_after_av_section  el_before_av_section  av-desktop-hide av-medium-hide av-small-hide av-mini-hide avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-3126'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-o0x41y-2234d22898c91b11316a4ada09464071\">\n.flex_column.av-o0x41y-2234d22898c91b11316a4ada09464071{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-o0x41y-2234d22898c91b11316a4ada09464071 av_one_full  avia-builder-el-91  avia-builder-el-no-sibling  first flex_column_div av-zero-column-padding  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ltddx2-7c6c1801f54c573150bbc4d087ed77e6\">\n#top .hr.hr-invisible.av-ltddx2-7c6c1801f54c573150bbc4d087ed77e6{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-ltddx2-7c6c1801f54c573150bbc4d087ed77e6 hr-invisible  avia-builder-el-92  el_before_av_textblock  avia-builder-el-first '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-kurgiu-e233ea86e25e5abd990fba4b09aee56d '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 class=\"home-page\" style=\"color: #b50b0d;\">Legal information<\/h3>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l3txcogn-2f4ab80de040da9165fd71bf7caf38b8\">\n#top .togglecontainer.av-l3txcogn-2f4ab80de040da9165fd71bf7caf38b8 p.toggler{\ncolor:#888888;\nbackground-color:#ffffff;\n}\n#top .togglecontainer.av-l3txcogn-2f4ab80de040da9165fd71bf7caf38b8 p.toggler.activeTitle{\ncolor:#ffffff;\nborder-color:#ffffff;\nbackground-color:#cc0033;\n}\n#top .togglecontainer.av-l3txcogn-2f4ab80de040da9165fd71bf7caf38b8 p.toggler:not(.activeTitle):hover{\ncolor:#ffffff;\nbackground-color:#888888;\n}\n#top .togglecontainer.av-l3txcogn-2f4ab80de040da9165fd71bf7caf38b8 p.toggler:not(.activeTitle):hover .toggle_icon, #top .togglecontainer.av-l3txcogn-2f4ab80de040da9165fd71bf7caf38b8 p.toggler:not(.activeTitle):hover .toggle_icon *{\nborder-color:#ffffff !important;\n}\n#top .togglecontainer.av-l3txcogn-2f4ab80de040da9165fd71bf7caf38b8 p.toggler .toggle_icon{\ncolor:#888888;\nborder-color:#888888;\n}\n#top .togglecontainer.av-l3txcogn-2f4ab80de040da9165fd71bf7caf38b8 .toggle_wrap .toggle_content{\ncolor:#888888;\nbackground-color:#ffffff;\n}\n<\/style>\n<div  class='togglecontainer av-l3txcogn-2f4ab80de040da9165fd71bf7caf38b8 av-minimal-toggle  avia-builder-el-94  el_after_av_textblock  el_before_av_hr  toggle_close_all hasCurrentStyle' >\n<section class='av_toggle_section av-l3txcbpw-1eb84c172a82ce158a96339ce7b4afe6'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-1' data-fake-id='#toggle-id-1' class='toggler  activeTitle av-title-above av-inherit-font-color hasCustomColor'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-1' data-slide-speed=\"200\" data-title=\"DISCLAIMER\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: DISCLAIMER\" data-aria_expanded=\"Click to collapse: DISCLAIMER\">DISCLAIMER<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-1' aria-labelledby='toggle-toggle-id-1' role='region' class='toggle_wrap  active_tc av-title-above' style='display:block;' ><div class='toggle_content invers-color av-inherit-font-color hasCustomColor'  itemprop=\"text\" ><p>HBS Middle East LTD is incorporated in the Dubai International Financial Centre, and is regulated by the Dubai Financial Services Authority.<\/p>\n<\/div><\/div><\/div><\/section>\n<\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-jb9fie-c631df5f0711b703f05058e31069ae57\">\n#top .hr.hr-invisible.av-jb9fie-c631df5f0711b703f05058e31069ae57{\nheight:80px;\n}\n<\/style>\n<div  class='hr av-jb9fie-c631df5f0711b703f05058e31069ae57 hr-invisible  avia-builder-el-95  el_after_av_toggle_container  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-h07gme-0da999c63bcc11afadc9a977439e5e34\">\n.avia-section.av-h07gme-0da999c63bcc11afadc9a977439e5e34{\nbackground-color:#999999;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_5'  class='avia-section av-h07gme-0da999c63bcc11afadc9a977439e5e34 alternate_color avia-section-small avia-no-border-styling  avia-builder-el-96  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-3126'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ggj32u-8d9ef1978ebc1fda811de4382b28abfd\">\n#top .av-special-heading.av-ggj32u-8d9ef1978ebc1fda811de4382b28abfd{\npadding-bottom:0;\nfont-size:40px;\n}\nbody .av-special-heading.av-ggj32u-8d9ef1978ebc1fda811de4382b28abfd .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-ggj32u-8d9ef1978ebc1fda811de4382b28abfd .av-special-heading-tag{\nfont-size:40px;\n}\n.av-special-heading.av-ggj32u-8d9ef1978ebc1fda811de4382b28abfd .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-ggj32u-8d9ef1978ebc1fda811de4382b28abfd .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-ggj32u-8d9ef1978ebc1fda811de4382b28abfd .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-ggj32u-8d9ef1978ebc1fda811de4382b28abfd av-special-heading-h1 blockquote modern-quote  avia-builder-el-97  avia-builder-el-no-sibling  av-inherit-size'><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >CONTACT<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-dub0vq-cb625b7147db8ba25e41007b67ca674f\">\n.avia-section.av-dub0vq-cb625b7147db8ba25e41007b67ca674f{\nbackground-color:#ffffff;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_6'  class='avia-section av-dub0vq-cb625b7147db8ba25e41007b67ca674f main_color avia-section-huge avia-no-border-styling  avia-builder-el-98  el_after_av_section  avia-builder-el-last  avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-3126'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-bzxu2u-81c5fdc87251407d6b782e3c77afcbcf\">\n.flex_column.av-bzxu2u-81c5fdc87251407d6b782e3c77afcbcf{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-bzxu2u-81c5fdc87251407d6b782e3c77afcbcf av_one_third  avia-builder-el-99  el_before_av_two_third  avia-builder-el-first  first flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-l3txfqk6-66c4242f5f4ffddb97b6ebeb57e3f687 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 class=\"home-page\" style=\"color: #b50b0d;\">Find us<\/h3>\n<p><span style=\"color: #424242;\"><strong>hbs<\/strong> Middle East Ltd<\/span><br \/>\nGate village 10 &#8211; Office 902<br \/>\nDIFC<br \/>\nDubai &#8211; UAE<\/p>\n<p><span style=\"color: #424242;\">T. +971 4 576 31 06<\/span><\/p>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mfnjfpl3-248f102564c5873a31d399ae9f19b8fb\">\n#top .togglecontainer.av-mfnjfpl3-248f102564c5873a31d399ae9f19b8fb h5.toggler{\nbackground-color:#f9f9f9;\n}\n#top .togglecontainer.av-mfnjfpl3-248f102564c5873a31d399ae9f19b8fb h5.toggler .toggle_icon{\ncolor:#686868;\nborder-color:#686868;\n}\n#top .togglecontainer.av-mfnjfpl3-248f102564c5873a31d399ae9f19b8fb h5.toggler .toggle_icon > span{\ncolor:#686868;\nborder-color:#686868;\n}\n#top .togglecontainer.av-mfnjfpl3-248f102564c5873a31d399ae9f19b8fb .toggle_wrap .toggle_content{\nbackground-color:#f9f9f9;\n}\n<\/style>\n<div  class='togglecontainer av-mfnjfpl3-248f102564c5873a31d399ae9f19b8fb av-minimal-toggle  avia-builder-el-101  el_after_av_textblock  avia-builder-el-last  toggle_close_all' >\n<section class='av_toggle_section av-mfnjdh4f-1bcf9175a36b5230606976e75beac98e'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><h5 id='toggle-toggle-id-2' data-fake-id='#toggle-id-2' class='toggler  av-title-above '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-2' data-slide-speed=\"200\" data-title=\"Whistleblowing\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Whistleblowing\" data-aria_expanded=\"Click to collapse: Whistleblowing\">Whistleblowing<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/h5><div id='toggle-id-2' aria-labelledby='toggle-toggle-id-2' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p><strong>hbs<\/strong> Middle East Ltd (the \u201cCompany) is dedicated to maintaining the highest standards of integrity, transparency, and accountability in all its business operations. To uphold these values, the Company provides a channel for employees and members of the public to report any improper conduct within the Company. Concerns about misconduct, regulatory breaches, financial crime, or other unethical behavior may be reported using the email address below. All reports submitted through this channel will be treated with strict confidentiality, in accordance with applicable DIFC and DFSA regulations. The information provided will be handled securely, used solely for investigating the concern, and shared only on a need-to-know basis. We advise against including sensitive personal data unless it is essential for your report. Whistleblowers will be granted confidentiality regarding their identity, as far as reasonably practicable. Additionally, employees who report concerns internally will be protected from any adverse actions taken against them for disclosing improper conduct, provided the disclosure is made in good faith. This protection applies even if the subsequent investigation indicates that the whistleblower may have been mistaken. When you report a concern, you can expect your report to be taken seriously, fairly, and promptly. You may receive updates during the investigation and upon its conclusion, unless we believe that sharing information could hinder the investigation. The Company reserves the right to amend this policy to comply with evolving DFSA requirements.<\/p>\n<p><strong>Contact:<\/strong><\/p>\n<p><a href=\"mailto:compliance@hbs-me.com\">compliance@hbs-me.com<\/a><\/p>\n<p>+971 4 576 31 06<\/p>\n<\/div><\/div><\/div><\/section>\n<\/div><\/p><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-10wihi-bf008814757562fe4a76e41e4a43d941\">\n.flex_column.av-10wihi-bf008814757562fe4a76e41e4a43d941{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-10wihi-bf008814757562fe4a76e41e4a43d941 av_two_third  avia-builder-el-102  el_after_av_one_third  avia-builder-el-last  flex_column_div av-zero-column-padding  '     ><section  class='av_textblock_section av-9fpsh2-94d2a10e4f7a84e76764ee4776a36ad5 '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3 class=\"home-page\" style=\"color: #b50b0d;\">Message us<\/h3>\n<\/div><\/section><br \/>\n<form action=\"https:\/\/www.hbs-sa.com\/en\/hbs-middle-east\/\" method=\"post\" data-fields-with-error=\"Found errors in the following field(s):\" class=\"avia_ajax_form av-form-labels-visible   avia-builder-el-104  el_after_av_textblock  avia-builder-el-last   \" data-avia-form-id=\"1\" data-avia-redirect='' ><fieldset><p class='  first_form  form_element form_fullwidth' id='element_avia_1_1'><label for=\"avia_1_1\">Name <abbr class=\"required\" title=\"required\">*<\/abbr><\/label> <input name=\"avia_1_1\" class=\"text_input is_empty\" type=\"text\" id=\"avia_1_1\" value=\"\" \/><\/p><p class='  first_form  form_element form_fullwidth' id='element_avia_2_1'><label for=\"avia_2_1\">E-Mail <abbr class=\"required\" title=\"required\">*<\/abbr><\/label> <input name=\"avia_2_1\" class=\"text_input is_email\" type=\"text\" id=\"avia_2_1\" value=\"\" \/><\/p><p class='  first_form  form_element form_fullwidth' id='element_avia_3_1'><label for=\"avia_3_1\">Subject <abbr class=\"required\" title=\"required\">*<\/abbr><\/label> <input name=\"avia_3_1\" class=\"text_input is_empty\" type=\"text\" id=\"avia_3_1\" value=\"\" \/><\/p><p class='  first_form  form_element form_fullwidth' id='element_avia_4_1'><label for=\"avia_4_1\" class=\"textare_label hidden textare_label_avia_4_1\">Message <abbr class=\"required\" title=\"required\">*<\/abbr><\/label><textarea  name=\"avia_4_1\" class=\"text_area is_empty\" cols=\"40\" rows=\"7\" id=\"avia_4_1\" ><\/textarea><\/p><div id='avia_5_1' class='av-form-text'><p>\n<strong>DATA PROTECTION<\/strong><\/p>\n<\/div><p class='  first_form  form_element form_fullwidth' id='element_avia_6_1'><input  name=\"avia_6_1\" class=\"input_checkbox is_empty\" type=\"checkbox\" id=\"avia_6_1\" value=\"true\"\/><label class=\"input_checkbox_label\" for=\"avia_6_1\">I consent to HBS Middle East Ltd processing my personal data in accordance with DIFC data protection laws for the purpose of responding to my inquiry and, if selected, sending me relevant updates. <abbr class=\"required\" title=\"required\">*<\/abbr><\/label><\/p><p id='element_avia_7_1' class=' first_form  form_element form_fullwidth av-form-empty-line '> <\/p><p class=\"hidden\"><input type=\"text\" name=\"avia_8_1\" class=\"hidden \" id=\"avia_8_1\" value=\"\" \/><\/p><p class='   form_element form_fullwidth' id='element_avia_9_1'><span class='value_verifier_label'>2 + 2 = ?<\/span><input name=\"avia_9_1_verifier\" type=\"hidden\" id=\"avia_9_1_verifier\" value=\"887223747\"\/><label for=\"avia_9_1\">Please prove that you are human by solving the equation <abbr class=\"required\" title=\"required\">*<\/abbr><\/label><input name=\"avia_9_1\" class=\"text_input captcha\" type=\"text\" id=\"avia_9_1\" value=\"\"\/><\/p><p class=\"form_element \"><input type=\"hidden\" value=\"1\" name=\"avia_generated_form1\" \/><input type=\"submit\" value=\"Send\" class=\"button\"  data-sending-label=\"Sending\"\/><\/p><\/fieldset><\/form><div id=\"ajaxresponse_1\" class=\"ajaxresponse ajaxresponse_1 hidden\"><\/div><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3126","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.0 - 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